{"id":24363,"date":"2025-08-13T15:43:47","date_gmt":"2025-08-13T13:43:47","guid":{"rendered":"https:\/\/www.surepay.eu\/?p=24363"},"modified":"2025-08-25T20:26:23","modified_gmt":"2025-08-25T18:26:23","slug":"die-eu-verordnung-ueber-sofortzahlungen-ipr-verstehen-was-banken-wissen-muessen","status":"publish","type":"post","link":"https:\/\/www.surepay.eu\/de\/die-eu-verordnung-ueber-sofortzahlungen-ipr-verstehen-was-banken-wissen-muessen\/","title":{"rendered":"Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) verstehen: Was Banken wissen m\u00fcssen"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24363\" class=\"elementor elementor-24363\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-861e776 elementor-section-height-min-height elementor-section-items-top elementor-section-content-middle elementor-section-boxed elementor-section-height-default\" data-id=\"861e776\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-18b25d1 main-1\" data-id=\"18b25d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1bcf87 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a1bcf87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) verstehen: Was Banken wissen m\u00fcssen<!-- notionvc: a5642250-c3c8-4a98-a5f4-3f07cebb1d5c --><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a68d032 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"a68d032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-8194f57 elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/news-blogs\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tBack to overview\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-0f1203c elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>13\/08\/2025<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2caba3 elementor-widget elementor-widget-text-editor\" data-id=\"c2caba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) wird die europ\u00e4ische Zahlungslandschaft grundlegend ver\u00e4ndern, indem sie Sofortzahlungen bis 2025 zu einem verbindlichen Standard f\u00fcr alle Finanzinstitute macht. Diese Verordnung schreibt vor, dass Zahlungsdienste rund um die Uhr verf\u00fcgbar sein m\u00fcssen, in Echtzeit verarbeitet werden und ebenso erschwinglich, sicher und zug\u00e4nglich sein m\u00fcssen wie herk\u00f6mmliche \u00dcberweisungen. F\u00fcr Banken und Zahlungsdienstleister (PSPs) bringt die IPR sowohl Chancen als auch Herausforderungen mit sich, da sie diese neuen Standards einhalten und gleichzeitig ihre bestehende Infrastruktur verbessern m\u00fcssen.<\/strong><\/p><p><\/p><p>Eine der wichtigsten Komponenten f\u00fcr die Einhaltung der Vorschriften ist die Implementierung der <a href=\"https:\/\/www.surepay.eu\/verification-of-payee-in-the-eu\/\">Verifizierung des Zahlungsempf\u00e4ngers (VoP)<\/a>, einem wichtigen Instrument zur Betrugsbek\u00e4mpfung und zur Gew\u00e4hrleistung der Transaktionsgenauigkeit. Da die Frist n\u00e4her r\u00fcckt, ist es unerl\u00e4sslich, dass Banken jetzt mit den Vorbereitungen beginnen. In diesem Blogbeitrag diskutieren wir die wichtigsten Anforderungen der IPR, ihre Vorteile f\u00fcr Banken und Verbraucher, die damit verbundenen Herausforderungen und wie SurePay Banken dabei unterst\u00fctzen kann, diesen regulatorischen Wandel nahtlos zu bew\u00e4ltigen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-07de717 elementor-hidden-mobile elementor-invisible\" data-id=\"07de717\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b9a085 elementor-widget elementor-widget-image\" data-id=\"0b9a085\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-c2b6bba elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"c2b6bba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" 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elementor-col-100 elementor-top-column elementor-element elementor-element-b9a824e elementor-invisible\" data-id=\"b9a824e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-a4c7f4b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4c7f4b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-98e5f81\" data-id=\"98e5f81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b951d8 elementor-widget elementor-widget-image\" data-id=\"5b951d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"746\" height=\"1024\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-746x1024.jpg\" class=\"attachment-large size-large wp-image-18862\" alt=\"Screenshot of a bank transaction showing the verification of the recipient&apos;s name and account number, with a VOP result indicating &quot;name and account number are matching.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-746x1024.jpg 746w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-218x300.jpg 218w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-768x1055.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example.jpg 964w\" sizes=\"(max-width: 746px) 100vw, 746px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48e63b2 elementor-widget elementor-widget-image\" data-id=\"48e63b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1536\" height=\"1920\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Why-Instant-Payments1.jpg\" class=\"attachment-full size-full wp-image-19389\" alt=\"Visual that says \u201cWhat\u2019s at stake? Operational disruptions, increased risk of fraud and customer dissatisfaction\u201d to show the why the IPR are crucial.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Why-Instant-Payments1.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Why-Instant-Payments1-240x300.jpg 240w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Why-Instant-Payments1-819x1024.jpg 819w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Why-Instant-Payments1-768x960.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Why-Instant-Payments1-1229x1536.jpg 1229w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-039d77f\" data-id=\"039d77f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-657eb1d elementor-widget elementor-widget-heading\" data-id=\"657eb1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Die EU-Verordnung \u00fcber Sofortzahlungen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f54cfcf elementor-widget elementor-widget-text-editor\" data-id=\"f54cfcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.ecb.europa.eu\/paym\/integration\/retail\/instant_payments\/html\/instant_payments_regulation.en.html\">Die EU-Verordnung \u00fcber Sofortzahlungen (IPR)<\/a> ist eine bahnbrechende Gesetzesinitiative, die Sofortzahlungen in ganz Europa zum neuen Standard machen soll. Durch die Forderung, dass Sofortzahlungen ebenso erschwinglich, sicher und zug\u00e4nglich sein m\u00fcssen wie regul\u00e4re \u00dcberweisungen, zielt die Verordnung darauf ab, die Zahlungsinfrastrukturen zu modernisieren und die finanzielle Inklusion zu f\u00f6rdern.<\/p><p>F\u00fcr Banken bedeutet dies, dass sie sich an neue Betriebsstandards anpassen und gleichzeitig die Erwartungen ihrer Kunden nach nahtlosen und sicheren Zahlungen erf\u00fcllen m\u00fcssen.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-955176d elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"955176d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-684fde9 elementor-invisible\" data-id=\"684fde9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c62468 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c62468\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6ffe7d6\" data-id=\"6ffe7d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b5351f elementor-widget elementor-widget-heading\" data-id=\"6b5351f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Was sind Sofortzahlungen?<\/span><!-- notionvc: 1036065a-020e-484b-97a9-e20c3ec7c0bc --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af24043 elementor-widget elementor-widget-text-editor\" data-id=\"af24043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.surepay.eu\/why-instant-payments-the-connection-between-instant-payments-and-verification-of-payee-vop\/\">Sofortzahlungen<\/a> sind elektronische Zahlungen, die fast sofort, rund um die Uhr und an 365 Tagen im Jahr verarbeitet und abgewickelt werden. Im Gegensatz zu herk\u00f6mmlichen Bank\u00fcberweisungen, die Stunden oder sogar Tage dauern k\u00f6nnen, stellen Sofortzahlungen sicher, dass die Gelder innerhalb von Sekunden beim Empf\u00e4nger verf\u00fcgbar sind.<\/p><p>Zu den wichtigsten Merkmalen von Sofortzahlungen geh\u00f6ren:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdac476 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fdac476\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Geschwindigkeit<\/span>: Transaktionen werden in Echtzeit verarbeitet.<!-- notionvc: 5fa10957-0fc8-41d6-95c3-c63344147f2a --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Verf\u00fcgbarkeit<\/span>: Zahlungen k\u00f6nnen jederzeit, auch an Wochenenden und Feiertagen, get\u00e4tigt und empfangen werden.<!-- notionvc: 73b02dc4-8c10-4e23-bf9f-74cb2404aa05 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Sicherheit<\/span>: Sobald die Zahlung verarbeitet wurde, kann sie nicht mehr r\u00fcckg\u00e4ngig gemacht werden und ist damit endg\u00fcltig.<!-- notionvc: f8957b93-d6f0-4bf1-98ec-0b83aad1961e --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Reichweite<\/span>: Sofortzahlungen werden derzeit innerhalb der SEPA-Region angeboten und weltweit zunehmend eingef\u00fchrt.<!-- notionvc: fd2ae33c-8ce2-4843-860a-81335d9858f5 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-42373ca\" data-id=\"42373ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01a563a elementor-widget elementor-widget-text-editor\" data-id=\"01a563a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Diese Geschwindigkeit und Zuverl\u00e4ssigkeit sind f\u00fcr Unternehmen und Verbraucher von entscheidender Bedeutung, da sie einen schnelleren Handel erm\u00f6glichen, Liquidit\u00e4tsengp\u00e4sse reduzieren und das Zahlungserlebnis insgesamt verbessern. Eine solche Effizienz erfordert jedoch robuste Systeme und strenge Sicherheitsma\u00dfnahmen, die f\u00fcr die IPR von zentraler Bedeutung sind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b441f88 elementor-widget elementor-widget-video\" data-id=\"b441f88\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/AD1LxeQ9nyQ?si=slZ93kCyb9y2eWxh&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87209e8 elementor-widget elementor-widget-text-editor\" data-id=\"87209e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Sehen Sie sich das Video an, in dem Eelco Rietveld, Experte f\u00fcr Sofortzahlungen, die Verordnung \u00fcber Sofortzahlungen erkl\u00e4rt.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-9631631 e-flex e-con-boxed e-con e-parent\" data-id=\"9631631\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da3a074 elementor-widget elementor-widget-heading\" data-id=\"da3a074\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Warum IPR f\u00fcr Banken und Zahlungsdienstleister wichtig ist<\/span><!-- notionvc: 70094e58-a867-45dd-a7a5-a31927eaf12c --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b9236c elementor-widget elementor-widget-text-editor\" data-id=\"6b9236c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>IPR ist f\u00fcr alle in der EU ans\u00e4ssigen Zahlungsdienstleister (PSPs) verbindlich. Die Einhaltung der Vorschriften <span class=\"notion-enable-hover\" data-token-index=\"1\">verhindert nicht nur rechtliche Sanktionen<\/span>, sondern stellt auch sicher, dass <span class=\"notion-enable-hover\" data-token-index=\"3\">Ihr Unternehmen in einem sich wandelnden Finanz\u00f6kosystem wettbewerbsf\u00e4hig bleibt<\/span>. Ein wesentliches Merkmal von IPR ist die <a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.surepay.eu\/verification-of-payee-in-the-eu\/\" rel=\"noopener noreferrer\" data-token-index=\"5\"><span class=\"link-annotation-unknown-block-id--354520926\">\u00dcberpr\u00fcfung des Zahlungsempf\u00e4ngers (VoP)<\/span><\/a>, ein wichtiges Instrument zur <span class=\"notion-enable-hover\" data-token-index=\"7\">Pr\u00e4vention von Zahlungsbetrug und Zahlungsfehlern<\/span>, indem die Angaben des Zahlungsempf\u00e4ngers vor Abschluss der Transaktion \u00fcberpr\u00fcft werden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5719914 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"5719914\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77752bd elementor-invisible\" data-id=\"77752bd\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-c798640 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c798640\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a306a51\" data-id=\"a306a51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03f960f elementor-widget elementor-widget-heading\" data-id=\"03f960f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Zeitplan f\u00fcr die Sofortzahlungsverordnung<\/span><!-- notionvc: 9d31debc-3bf0-423f-b120-8e0270772e0e --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0efb1a8 elementor-widget elementor-widget-heading\" data-id=\"0efb1a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Wichtige Eckdaten<\/span><!-- notionvc: 6ed8c222-6094-4f61-abe2-cb1d760f6a73 --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91a43f6 elementor-widget elementor-widget-text-editor\" data-id=\"91a43f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Europ\u00e4ische Kommission hat klare Fristen f\u00fcr die Einhaltung der IPR festgelegt:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e48f06 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0e48f06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">M\u00e4rz 2024<\/span>: Erste Fristen f\u00fcr die Integration grundlegender Compliance-Ma\u00dfnahmen.<!-- notionvc: dd16ea2c-d36e-49c2-afd6-a8f545280cd0 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">2025<\/span>: Vollst\u00e4ndige Compliance f\u00fcr alle regulierten Unternehmen, einschlie\u00dflich der Umsetzung der VoP.<!-- notionvc: c7f0694c-3d66-42e8-b746-6e6baf316318 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06d9d58 elementor-widget elementor-widget-heading\" data-id=\"06d9d58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Warum fr\u00fchzeitig damit beginnen?<\/span><!-- notionvc: 4f945ec0-49cb-4324-89e0-5a4ddd5b5f2a --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21b6e98 elementor-widget elementor-widget-text-editor\" data-id=\"21b6e98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Eine Verz\u00f6gerung der Compliance-Bem\u00fchungen kann zu einer \u00fcberst\u00fcrzten Umsetzung f\u00fchren, wodurch das Risiko von Fehlern und Betriebsst\u00f6rungen erh\u00f6ht wird. Eine fr\u00fchzeitige Anpassung stellt sicher, dass Ihre Systeme vorbereitet sind, sie minimiert Haftungsrisiken und st\u00e4rkt die Position Ihrer Bank als vertrauensw\u00fcrdigen Finanzpartner.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4aed683 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"4aed683\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a45a1d elementor-invisible\" data-id=\"5a45a1d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-e382c75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e382c75\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f51afe1\" data-id=\"f51afe1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-774f93c elementor-widget elementor-widget-heading\" data-id=\"774f93c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Was verlangt die IPR?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85cf9f3 elementor-widget elementor-widget-text-editor\" data-id=\"85cf9f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Einhaltung der IPR erfordert erhebliche \u00c4nderungen an den Zahlungsprozessen.<\/p><p>Zu den wichtigsten Anforderungen geh\u00f6ren:<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aae7eb3 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"aae7eb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Abdeckung aller Kan\u00e4le<\/span>: VoP-Anfragen m\u00fcssen in allen Zahlungsinitiierungskan\u00e4len ohne zus\u00e4tzliche Kosten f\u00fcr die Nutzer verf\u00fcgbar sein.<!-- notionvc: 7062d025-98ba-4281-b415-fe628b62eed0 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Unterst\u00fctzung mehrerer Transaktionsarten<\/span>: Sowohl Sofort\u00fcberweisungen als auch regul\u00e4re \u00dcberweisungen erfordern eine VoP-\u00dcberpr\u00fcfung.<!-- notionvc: 6cf7bc68-0b2c-4469-8eb7-19abc518bf48 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/the-hidden-risks-in-batch-payments-why-eu-banks-need-verification-of-payee\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Batch-Zahlungsfunktionen<\/span>: Banken m\u00fcssen VoP-Pr\u00fcfungen f\u00fcr Einzel- und Batch-Zahlungen erm\u00f6glichen, wobei f\u00fcr Letztere eine Opt-in- oder Opt-out-Option verf\u00fcgbar sein muss.<!-- notionvc: 4eabab0c-4fdd-45cc-9459-5fc34552dcfe --><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Vorab-Autorisierungspr\u00fcfungen<\/span>: Jede Transaktion muss vor der Zahlungsautorisierung einer VoP-Pr\u00fcfung unterzogen werden.<!-- notionvc: 124f09c0-d7cb-46bf-a3af-ebb4becf210a --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Reaktion auf VoP-Anfragen<\/span>: Als Zahlungsdienstleister des Zahlungsempf\u00e4ngers m\u00fcssen Banken eingehende VoP-Anfragen bearbeiten, um Haftungsrisiken zu vermeiden und Kunden zu sch\u00fctzen.<!-- notionvc: 955d87e1-57f4-44ea-a417-193675163f28 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e218a2 elementor-widget elementor-widget-text-editor\" data-id=\"9e218a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Diese Anforderungen erfordern eine technisch leistungsf\u00e4hige Infrastruktur und erhebliche Prozessanpassungen. Weitere Informationen zu den Anforderungen finden Sie im <a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/rulebooks\/verification-payee-scheme-rulebook\" rel=\"noopener noreferrer\" data-token-index=\"1\"><span class=\"link-annotation-unknown-block-id--551740435\">VoP-Leitfaden des EPC<\/span><\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-32ca761\" data-id=\"32ca761\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-144f0fc elementor-align-center elementor-widget elementor-widget-lottie\" data-id=\"144f0fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;source_json&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/www.surepay.eu\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/verification-of-payee-Europeen.json&quot;,&quot;id&quot;:17145,&quot;size&quot;:&quot;&quot;,&quot;alt&quot;:&quot;&quot;,&quot;source&quot;:&quot;library&quot;},&quot;source&quot;:&quot;media_file&quot;,&quot;caption_source&quot;:&quot;none&quot;,&quot;link_to&quot;:&quot;none&quot;,&quot;trigger&quot;:&quot;arriving_to_viewport&quot;,&quot;viewport&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;play_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;start_point&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;end_point&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;renderer&quot;:&quot;svg&quot;}\" data-widget_type=\"lottie.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-lottie__container\"><div class=\"e-lottie__animation\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e4490a0 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"e4490a0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cd9212 elementor-invisible\" data-id=\"2cd9212\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3bc7808 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3bc7808\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0d8eed4\" data-id=\"0d8eed4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41401e elementor-widget elementor-widget-heading\" data-id=\"b41401e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vorteile der Verordnung \u00fcber Sofortzahlungen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03a40bd elementor-widget elementor-widget-text-editor\" data-id=\"03a40bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Sofortzahlungsverordnung (IPR) bringt sowohl Finanzinstituten als auch Endnutzern erhebliche Vorteile und verbessert die Geschwindigkeit, Sicherheit und Zug\u00e4nglichkeit von Zahlungssystemen in der gesamten EU grundlegend.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bbb1b3 elementor-widget elementor-widget-heading\" data-id=\"4bbb1b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">F\u00fcr Banken und Zahlungsdienstleister<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b16ec1 elementor-widget elementor-widget-text-editor\" data-id=\"7b16ec1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die IPR f\u00f6rdert Innovationen und bietet Finanzinstituten operative Vorteile, darunter:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c62281 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7c62281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Betrugsminderung und Haftungsminimierung<\/span>: Die <a href=\"https:\/\/www.surepay.eu\/verification-of-payee-in-the-eu\/\" style=\"cursor:pointer;color:inherit;text-decoration:inherit\" class=\"notion-link-token notion-focusable-token notion-enable-hover\" rel=\"noopener noreferrer\" data-token-index=\"2\"><span style=\"opacity: 0.7\" class=\"link-annotation-unknown-block-id--354520926\">Verifizierung des Zahlungsempf\u00e4ngers<\/span><\/a> reduziert das Risiko von Fehlleitungen und damit verbundenem <a href=\"https:\/\/www.surepay.eu\/how-vop-and-consumer-awareness-can-help-prevent-app-fraud\/\" style=\"cursor:pointer;color:inherit;text-decoration:inherit\" class=\"notion-link-token notion-focusable-token notion-enable-hover\" rel=\"noopener noreferrer\" data-token-index=\"4\"><span style=\"opacity: 0.7\" class=\"link-annotation-unknown-block-id--498712077\">Betrug<\/span><\/a>, spart Kosten und st\u00e4rkt das Vertrauen.<!-- notionvc: 07e35b80-539c-4273-8d9d-5d1828fa5126 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Optimierte inl\u00e4ndische und grenz\u00fcberschreitende Transaktionen<\/span>: Die Standardisierung innerhalb des SEPA vereinfacht die Compliance und die operativen Prozesse, wodurch Komplexit\u00e4t und Kosten reduziert werden.<!-- notionvc: 58022b61-699a-4adc-810a-f3e4fb0c95f8 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">M\u00f6glichkeiten zur Differenzierung im Wettbewerb<\/span>: Durch die fr\u00fchzeitige Umsetzung k\u00f6nnen sich Banken als Vorreiter im Bereich Sofortzahlungen positionieren, neue Kunden gewinnen und die Kundenbindung st\u00e4rken.<!-- notionvc: 85ab508e-9bf3-4dbe-8528-ccc2f291daec --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Kosteneffizienz durch Modernisierung<\/span>: Die verbesserte Infrastruktur f\u00fchrt zu langfristigen Einsparungen und erm\u00f6glicht das Angebot innovativer Zahlungsl\u00f6sungen.<!-- notionvc: 144eccaf-f66f-475d-acfa-b115b3359792 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-444ae43 elementor-widget elementor-widget-image\" data-id=\"444ae43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"1000\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Instant-Payments-are-here-but-speed-alone-is-not-enough-819x1024.jpg\" class=\"attachment-large size-large wp-image-19423\" alt=\"Visual that shows 2 paths. One says \u201cVOP\u201d and ends at \u201csuccessful verification\u201d. The other says \u201cNo VOP\u201d and ends at \u201cPotential error or fraud\u201d.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Instant-Payments-are-here-but-speed-alone-is-not-enough-819x1024.jpg 819w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Instant-Payments-are-here-but-speed-alone-is-not-enough-240x300.jpg 240w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Instant-Payments-are-here-but-speed-alone-is-not-enough-768x960.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Instant-Payments-are-here-but-speed-alone-is-not-enough-1229x1536.jpg 1229w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Instant-Payments-are-here-but-speed-alone-is-not-enough.jpg 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8946b5a elementor-widget elementor-widget-heading\" data-id=\"8946b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">F\u00fcr Verbraucher und Unternehmen<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e20eb1e elementor-widget elementor-widget-text-editor\" data-id=\"e20eb1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die IPR bietet Endnutzern zahlreiche Vorteile:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b96ad8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8b96ad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Transaktionen in Echtzeit<\/span>: Zahlungen werden innerhalb von Sekunden rund um die Uhr verarbeitet, wodurch Verz\u00f6gerungen aufgrund von Wochenenden oder Bank\u00f6ffnungszeiten vermieden werden.<!-- notionvc: 12c73d93-cf13-4747-922a-bb862fffa6de --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Verbesserter Cashflow f\u00fcr Unternehmen<\/span>: KMU und andere Unternehmen profitieren von einem schnelleren Zugang zu Finanzmitteln, wodurch ihre operative Flexibilit\u00e4t verbessert wird.<!-- notionvc: b32e00dd-701a-4144-9e7d-ce5449971162 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Verbesserte Betrugspr\u00e4vention<\/span>: Mechanismen wie VoP stellen sicher, dass Zahlungen den richtigen Empf\u00e4nger erreichen, was das Vertrauen in das Zahlungssystem st\u00e4rkt.<!-- notionvc: c2923075-7644-432c-9426-0a1461fff539 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Gr\u00f6\u00dfere finanzielle Inklusion<\/span>: Zug\u00e4ngliche und erschwingliche Zahlungsdienste werden einem breiteren Publikum zur Verf\u00fcgung gestellt, was Einzelpersonen und Unternehmen jeder Gr\u00f6\u00dfe st\u00e4rkt.<!-- notionvc: 4b434b76-55b5-484b-9949-31bfe459fc99 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-fba9250 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"fba9250\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0122288 elementor-invisible\" data-id=\"0122288\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e31bd4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e31bd4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4085d81\" data-id=\"4085d81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c45edc elementor-widget elementor-widget-heading\" data-id=\"1c45edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Gemeinsame Herausforderungen f\u00fcr Banken bei der Einhaltung der IPR<\/span><!-- notionvc: a3a82324-78c2-42a3-9196-dc58289abec4 --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e297633 elementor-widget elementor-widget-heading\" data-id=\"e297633\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Veraltete Systeme und Infrastruktur<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6b193e elementor-widget elementor-widget-text-editor\" data-id=\"e6b193e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Viele Banken verlassen sich auf veraltete Systeme, die nicht f\u00fcr die Geschwindigkeit und Komplexit\u00e4t von Echtzeitzahlungen ausgelegt sind. Die Aufr\u00fcstung dieser Systeme f\u00fcr den 24\/7-Betrieb und hohe Transaktionsvolumina ist sowohl kostspielig als auch zeitaufwendig.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3df5f1 elementor-widget elementor-widget-heading\" data-id=\"b3df5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Druck auf die IT-Systeme<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66baf97 elementor-widget elementor-widget-text-editor\" data-id=\"66baf97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Verarbeitung von Zahlungen in Echtzeit stellt hohe Anforderungen an die IT-Infrastruktur, da die Systeme auch unter hoher Belastung reibungslos funktionieren m\u00fcssen. Dies stellt IT-Teams, die bereits andere Priorit\u00e4ten zu bew\u00e4ltigen haben, vor Herausforderungen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c95f49a elementor-widget elementor-widget-heading\" data-id=\"c95f49a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Datenschutz und Sicherheit<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a47c9c elementor-widget elementor-widget-text-editor\" data-id=\"5a47c9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bei Zahlungen in Echtzeit m\u00fcssen Banken sicherstellen, dass Kundendaten sicher verarbeitet werden und den strengen DSGVO-Vorschriften entsprechen. Die Erf\u00fcllung dieser Anforderungen erfordert erhebliche Investitionen in Technologie und Prozesse, um Datenverst\u00f6\u00dfe zu verhindern und die Einhaltung der Vorschriften zu gew\u00e4hrleisten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96a1d38 elementor-widget elementor-widget-heading\" data-id=\"96a1d38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kostenwahrnehmung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf66119 elementor-widget elementor-widget-text-editor\" data-id=\"cf66119\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Einhaltung der Vorschriften kann als kostspielig angesehen werden, insbesondere f\u00fcr kleinere Banken. Neben den anf\u00e4nglichen Investitionen in die Technologie fallen laufende Kosten f\u00fcr die Systemwartung, Upgrades und zus\u00e4tzliches Personal an.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9209a8 elementor-widget elementor-widget-heading\" data-id=\"a9209a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Build-or-Buy-Dilemma<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825b9bb elementor-widget elementor-widget-text-editor\" data-id=\"825b9bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Banken stehen vor der wichtigen Entscheidung, eine interne <a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.surepay.eu\/verification-of-payee-in-the-eu\/\" rel=\"noopener noreferrer\" data-token-index=\"1\"><span class=\"link-annotation-unknown-block-id--354520926\">VoP-<\/span><\/a>L\u00f6sung zu entwickeln oder eine L\u00f6sung von einem Drittanbieter zu erwerben. Die interne Entwicklung bietet Kontrolle, erfordert jedoch erhebliche Ressourcen, w\u00e4hrend bei L\u00f6sungen von Drittanbietern ein Provider gefunden werden muss, der den Anforderungen der Bank entspricht und sich nahtlos in die bestehenden Systeme integrieren l\u00e4sst.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06a3343 elementor-widget elementor-widget-image\" data-id=\"06a3343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/request-a-demo\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images.jpg\" class=\"attachment-full size-full wp-image-19463\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images.jpg 1920w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images-300x169.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images-1024x576.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images-768x432.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images-1536x864.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-219a6b5 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"219a6b5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f39a60d elementor-invisible\" data-id=\"f39a60d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7afdb2e elementor-widget elementor-widget-heading\" data-id=\"7afdb2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">So w\u00e4hlen Sie den richtigen Anbieter f\u00fcr IPR-L\u00f6sungen<!-- notionvc: f0dc919a-12b3-4aad-98a5-28750809bf39 --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea241bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea241bf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5fdf9ef\" data-id=\"5fdf9ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fa69d6 elementor-widget elementor-widget-heading\" data-id=\"6fa69d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Einhaltung gesetzlicher Vorschriften<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8986013 elementor-widget elementor-widget-text-editor\" data-id=\"8986013\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Stellen Sie sicher, dass der Anbieter das Regelwerk des European Payments Council (EPC) vollst\u00e4ndig einh\u00e4lt und eine L\u00f6sung anbietet, die den Anforderungen f\u00fcr Sofortzahlungen entspricht.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a09cad7 elementor-widget elementor-widget-heading\" data-id=\"a09cad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Skalierbarkeit und Zuverl\u00e4ssigkeit<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5bdfd elementor-widget elementor-widget-text-editor\" data-id=\"3c5bdfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>W\u00e4hlen Sie einen Anbieter, dessen L\u00f6sung wachsende Transaktionsvolumina ohne Leistungseinbu\u00dfen bew\u00e4ltigen kann. Ein skalierbares System gew\u00e4hrleistet, dass Ihre Investition auch bei steigenden Anforderungen rentabel bleibt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2bf05c elementor-widget elementor-widget-heading\" data-id=\"e2bf05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nahtlose Integration<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4071e06 elementor-widget elementor-widget-text-editor\" data-id=\"4071e06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Suchen Sie nach einer L\u00f6sung, die sich leicht in Ihre bestehenden Systeme integrieren l\u00e4sst und mehrere Zahlungssysteme wie SEPA und SWIFT unterst\u00fctzt. Dies minimiert St\u00f6rungen und erh\u00f6ht die betriebliche Effizienz.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7a939 elementor-widget elementor-widget-image\" data-id=\"cc7a939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"1000\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Sure-Pay-Inside-the-EPCs-VOP-Rulebook1-819x1024.jpg\" class=\"attachment-large size-large wp-image-19445\" alt=\"Visual that sums up how SurePay simplifies VOP compliance.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Sure-Pay-Inside-the-EPCs-VOP-Rulebook1-819x1024.jpg 819w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Sure-Pay-Inside-the-EPCs-VOP-Rulebook1-240x300.jpg 240w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Sure-Pay-Inside-the-EPCs-VOP-Rulebook1-768x960.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Sure-Pay-Inside-the-EPCs-VOP-Rulebook1-1229x1536.jpg 1229w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/Sure-Pay-Inside-the-EPCs-VOP-Rulebook1.jpg 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5c3cfa7\" data-id=\"5c3cfa7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-957ba06 elementor-widget elementor-widget-heading\" data-id=\"957ba06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Hochpr\u00e4zise Verifizierung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b31e91e elementor-widget elementor-widget-text-editor\" data-id=\"b31e91e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die richtige L\u00f6sung sollte detaillierte Einblicke in Unstimmigkeiten bieten und kleinere Fehler wie Tippfehler von schwerwiegenden Problemen unterscheiden. Dies tr\u00e4gt dazu bei, unn\u00f6tige Ablehnungen zu reduzieren und die Benutzerfreundlichkeit zu verbessern.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28cb994 elementor-widget elementor-widget-heading\" data-id=\"28cb994\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Bew\u00e4hrte Erfahrung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60b132a elementor-widget elementor-widget-text-editor\" data-id=\"60b132a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entscheiden Sie sich f\u00fcr einen Anbieter mit einer soliden Erfolgsbilanz bei der Implementierung, insbesondere bei gro\u00dfen Banken. Seine Erfahrung kann von unsch\u00e4tzbarem Wert sein, um Herausforderungen zu meistern und eine reibungslose Implementierung zu gew\u00e4hrleisten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0ccb903 elementor-section-content-bottom BgFull elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ccb903\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a553fbe elementor-invisible\" data-id=\"a553fbe\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a31ca1 elementor-widget elementor-widget-heading\" data-id=\"3a31ca1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Weitere Ma\u00dfnahmen f\u00fcr Banken: Vorbereitung auf 2025<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-857d4fd elementor-widget elementor-widget-text-editor\" data-id=\"857d4fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Frist f\u00fcr die Einhaltung der Instant Payments Regulation (IPR) im Jahr 2025 r\u00fcckt immer n\u00e4her, sodass den Banken nur noch wenig Zeit zum Handeln bleibt. Durch eine fr\u00fchzeitige Vorbereitung lassen sich kurzfristige Probleme vermeiden und ein reibungsloser \u00dcbergang zur Compliance gew\u00e4hrleisten. Hier sind einige konkrete Ma\u00dfnahmen, die Banken ergreifen k\u00f6nnen:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04fd11d elementor-widget elementor-widget-text-editor\" data-id=\"04fd11d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><strong>F\u00fchren Sie eine L\u00fcckenanalyse durch<\/strong> Bewerten Sie Ihre aktuellen Zahlungssysteme, um Bereiche zu identifizieren, die nicht den IPR-Anforderungen entsprechen. Bewerten Sie Ihre F\u00e4higkeit, Sofortzahlungen abzuwickeln, Anfragen zur <a href=\"https:\/\/www.surepay.eu\/verification-of-payee-in-the-eu\/\">Verification of Payee<\/a> zu verarbeiten und auf Kundenanforderungen nach Echtzeit-Transaktionen zu reagieren.<\/li><li><strong>Aktualisieren Sie Ihre Systeme und die Infrastruktur<\/strong> Investieren Sie in die Modernisierung Ihrer Technologie, um die Anforderungen der Echtzeit-Zahlungsabwicklung zu erf\u00fcllen. Stellen Sie sicher, dass Ihre Systeme rund um die Uhr betriebsbereit sind und sowohl Sofort\u00fcberweisungen als auch Batch-Zahlungen verarbeiten k\u00f6nnen.<\/li><li><strong>W\u00e4hlen Sie den richtigen VoP-L\u00f6sungsanbieter<\/strong> Arbeiten Sie mit einem vertrauensw\u00fcrdigen Anbieter zusammen, der eine skalierbare, konforme und leicht integrierbare VoP-L\u00f6sung anbietet. Diese Entscheidung wird sich erheblich auf Ihren Weg zur Compliance auswirken. W\u00e4hlen Sie daher einen Anbieter mit nachgewiesener Erfahrung im Bankensektor.<\/li><li><strong>Schulen Sie Ihre Teams<\/strong> Statten Sie Ihre Mitarbeiter mit dem n\u00f6tigen Wissen und den F\u00e4higkeiten aus, die f\u00fcr die Implementierung und den Betrieb Ihrer aktualisierten Systeme erforderlich sind. Umfassende Schulungen versetzen Ihre Teams in die Lage, die Compliance sicher und effizient zu gew\u00e4hrleisten.<\/li><li><strong>Kommunizieren Sie mit den Stakeholdern<\/strong> Informieren Sie Ihre Kunden \u00fcber die \u00c4nderungen und Vorteile, die die Verordnung \u00fcber Sofortzahlungen mit sich bringt. Transparenz schafft Vertrauen und f\u00f6rdert die Akzeptanz neuer Zahlungskan\u00e4le.<\/li><\/ol><p>\u00a0<\/p><p>Durch fr\u00fchzeitiges Ergreifen dieser Ma\u00dfnahmen k\u00f6nnen Banken das Risiko von Compliance-Verst\u00f6\u00dfen reduzieren, Herausforderungen bei der Umsetzung mindern und sich als Vorreiter in der sich wandelnden Zahlungslandschaft positionieren.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4dccddc elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"4dccddc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M790.5,93.1c-59.3-5.3-116.8-18-192.6-50c-29.6-12.7-76.9-31-100.5-35.9c-23.6-4.9-52.6-7.8-75.5-5.3\n\tc-10.2,1.1-22.6,1.4-50.1,7.4c-27.2,6.3-58.2,16.6-79.4,24.7c-41.3,15.9-94.9,21.9-134,22.6C72,58.2,0,25.8,0,25.8V100h1000V65.3\n\tc0,0-51.5,19.4-106.2,25.7C839.5,97,814.1,95.2,790.5,93.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d3736ed elementor-invisible\" data-id=\"d3736ed\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a66863 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a66863\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f7fb368\" data-id=\"f7fb368\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a62b0e0 elementor-widget elementor-widget-heading\" data-id=\"a62b0e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">H\u00e4ufig gestellte Fragen zur Instant-Payments-Regulation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79dcbb6 elementor-widget elementor-widget-heading\" data-id=\"79dcbb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Was ist der Unterschied zwischen Instant Payments und regul\u00e4ren \u00dcberweisungen?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d47c687 elementor-widget elementor-widget-text-editor\" data-id=\"d47c687\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mit Instant Payments werden Gelder innerhalb von Sekunden rund um die Uhr \u00fcberwiesen und sind sofort f\u00fcr den Empf\u00e4nger verf\u00fcgbar. Herk\u00f6mmliche \u00dcberweisungen k\u00f6nnen dagegen bis zu einem Werktag dauern und unterliegen begrenzten Bank\u00f6ffnungszeiten sowie Verz\u00f6gerungen an Wochenenden und Feiertagen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe4e0d elementor-widget elementor-widget-heading\" data-id=\"8fe4e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Wie funktioniert die \u00dcberpr\u00fcfung des Zahlungsempf\u00e4ngers?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb34a7f elementor-widget elementor-widget-text-editor\" data-id=\"fb34a7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.surepay.eu\/verification-of-payee-in-the-eu\/\" rel=\"noopener noreferrer\" data-token-index=\"0\"><span class=\"link-annotation-unknown-block-id--354520926\">Die \u00dcberpr\u00fcfung des Zahlungsempf\u00e4ngers (Verification of Payee, VoP)<\/span><\/a> \u00fcberpr\u00fcft vor der Autorisierung einer Zahlung, ob der Name des Zahlungsempf\u00e4ngers mit der Kontonummer \u00fcbereinstimmt. Stimmen die Angaben nicht \u00fcberein, benachrichtigt die Bank den Zahler, erl\u00e4utert das Problem und verhindert so Fehlleitungen oder <a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.surepay.eu\/how-vop-and-consumer-awareness-can-help-prevent-app-fraud\/\" rel=\"noopener noreferrer\" data-token-index=\"2\"><span class=\"link-annotation-unknown-block-id--498712077\">betr\u00fcgerische Zahlungen.<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5b59ca elementor-widget elementor-widget-heading\" data-id=\"f5b59ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Welche Strafen drohen bei Nichteinhaltung?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f56b46f elementor-widget elementor-widget-text-editor\" data-id=\"f56b46f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Nichteinhaltung kann zu finanziellen Strafen, Rufsch\u00e4digung und Ausschluss aus dem Echtzeit-Zahlungsverkehrsnetzwerk f\u00fchren. Banken riskieren den Verlust des Kundenvertrauens und ihrer Wettbewerbsf\u00e4higkeit, sodass die Einhaltung der Vorschriften f\u00fcr ihren zuk\u00fcnftigen Erfolg unerl\u00e4sslich ist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0991765 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"0991765\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cf37e5 elementor-invisible\" data-id=\"2cf37e5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36b18dd elementor-widget elementor-widget-heading\" data-id=\"36b18dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fazit: Bereiten Sie sich auf die Einhaltung der Vorschriften f\u00fcr Sofortzahlungen vor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa0c5d elementor-widget elementor-widget-text-editor\" data-id=\"7fa0c5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Da die Frist f\u00fcr die Einhaltung der IPR-Vorschriften im Jahr 2025 n\u00e4her r\u00fcckt, m\u00fcssen Banken schnell handeln, um sicherzustellen, dass sie alle erforderlichen Anforderungen erf\u00fcllen. Die Umstellung auf Echtzeit-Zahlungen bringt zahlreiche Vorteile mit sich, darunter erh\u00f6hte Sicherheit, weniger Betrugsf\u00e4lle und eine h\u00f6here Kundenzufriedenheit. Ohne die richtige Infrastruktur und die richtigen Tools, wie z. B. VoP, kann die Einhaltung der Vorschriften jedoch ein komplexer und kostspieliger Prozess sein.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a29a9e2 elementor-widget elementor-widget-image\" data-id=\"a29a9e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/request-a-demo\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images1-1024x576.jpg\" class=\"attachment-large size-large wp-image-19469\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images1-1024x576.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images1-300x169.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images1-768x432.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images1-1536x864.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/SurePay-Single-Images1.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8a69e11 BgFull elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a69e11\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;curve&quot;,&quot;shape_divider_top_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d2e3cb2\" data-id=\"d2e3cb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6595947 elementor-widget elementor-widget-heading\" data-id=\"6595947\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Want to know more about Verification Of Payee?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-7da6cb9 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"7da6cb9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d74e2d9\" data-id=\"d74e2d9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05ae555 elementor-widget elementor-widget-text-editor\" data-id=\"05ae555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Best in class Verification Of Payee solution<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf12f3 elementor-widget elementor-widget-text-editor\" data-id=\"4cf12f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With our European Verification Of Payee solution, the combination of IBAN &amp; Name will be checked in EU countries, the UK and the world.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ea4d42 elementor-widget elementor-widget-text-editor\" data-id=\"5ea4d42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.surepay.eu\/verification-of-payee-api\/\">Learn more\u00a0 \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a93f977\" data-id=\"a93f977\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d54fca4 elementor-widget elementor-widget-text-editor\" data-id=\"d54fca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Download our whitepaper<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5549025 elementor-widget elementor-widget-text-editor\" data-id=\"5549025\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Find your answers in our latest whitepaper: &#8222;Connecting Europe through Verification Of Payee&#8220;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57f1fba elementor-widget elementor-widget-text-editor\" data-id=\"57f1fba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.surepay.eu\/whitepaper-connecting-europe-through-verification-of-payee\/\">Learn more\u00a0 \u2192 <\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a58980c elementor-section-full_width elementor-section-content-middle elementor-section-stretched HomePostGridSection elementor-section-height-default elementor-section-height-default\" data-id=\"a58980c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div 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data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/de\/warum-die-bankkontenverifizierung-der-schluessel-zu-konformen-und-sicheren-sofortzahlungen-ist\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/EU-IP-Legislation.jpg\" class=\"attachment-large size-large wp-image-20129\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/EU-IP-Legislation.jpg 1011w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/EU-IP-Legislation-300x233.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/EU-IP-Legislation-768x596.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Warum die Bankkontenverifizierung der Schl\u00fcssel zu konformen und sicheren Sofortzahlungen ist<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/de\/warum-die-bankkontenverifizierung-der-schluessel-zu-konformen-und-sicheren-sofortzahlungen-ist\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-24363 post-24363 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-de category-europa-de category-include-in-home-page-de category-nieuws-de\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/de\/die-eu-verordnung-ueber-sofortzahlungen-ipr-verstehen-was-banken-wissen-muessen\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"594\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/banks-1024x760.png\" class=\"attachment-large size-large wp-image-19511\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/banks-1024x760.png 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/banks-300x223.png 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/banks-768x570.png 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/banks-1536x1139.png 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/01\/banks-2048x1519.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) verstehen: Was Banken wissen m\u00fcssen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/de\/die-eu-verordnung-ueber-sofortzahlungen-ipr-verstehen-was-banken-wissen-muessen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-24339 post-24339 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-de category-europa-de category-include-in-home-page-de category-nieuws-de\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/de\/ueberpruefung-des-zahlungsempfaengers-in-der-eu-worum-es-geht-wie-es-funktioniert-und-wie-sie-sich-darauf-vorbereiten-koennen\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example.jpg\" class=\"attachment-large size-large wp-image-19114\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example.jpg 1011w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example-300x233.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example-768x596.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00dcberpr\u00fcfung des Zahlungsempf\u00e4ngers in der EU: Worum es geht, wie es funktioniert und wie Sie sich darauf vorbereiten k\u00f6nnen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/de\/ueberpruefung-des-zahlungsempfaengers-in-der-eu-worum-es-geht-wie-es-funktioniert-und-wie-sie-sich-darauf-vorbereiten-koennen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-24336 post-24336 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-de category-europa-de category-include-in-home-page-de category-nieuws-de\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/de\/verification-du-beneficiaire-dans-lue-de-quoi-sagit-il-comment-cela-fonctionne-t-il-et-comment-vous-y-preparer\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example.jpg\" class=\"attachment-large size-large wp-image-19116\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example.jpg 1011w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example-300x233.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example-768x596.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u00e9rification du b\u00e9n\u00e9ficiaire dans l&#8217;UE : de quoi s&#8217;agit-il, comment cela fonctionne-t-il et comment vous y pr\u00e9parer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/de\/verification-du-beneficiaire-dans-lue-de-quoi-sagit-il-comment-cela-fonctionne-t-il-et-comment-vous-y-preparer\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-22151 post-22151 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-de category-europa-de category-include-in-home-page-de category-nieuws-de\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/de\/was-ist-surepay-und-wie-funktioniert-es\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-1024x794.jpg\" class=\"attachment-large size-large wp-image-20823\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-1024x794.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-300x233.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-768x595.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-1536x1190.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Was ist SurePay und wie funktioniert es?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/de\/was-ist-surepay-und-wie-funktioniert-es\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-21955 post-21955 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-de category-europe category-include-in-home-page-de category-nieuws-de category-unkategorisiert\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/de\/carlyle-partners-with-rabo-investments-to-invest-in-surepay\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"840\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/06\/SurePay-Press-Release-def-975x1024.png\" class=\"attachment-large size-large wp-image-22009\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/06\/SurePay-Press-Release-def-975x1024.png 975w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/06\/SurePay-Press-Release-def-286x300.png 286w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/06\/SurePay-Press-Release-def-768x806.png 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/06\/SurePay-Press-Release-def-1463x1536.png 1463w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/06\/SurePay-Press-Release-def.png 1829w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Carlyle geht Partnerschaft mit Rabo Investments ein, um in SurePay zu investieren<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" 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0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tBack to overview\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) verstehen: Was Banken wissen m\u00fcssen Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) wird die europ\u00e4ische Zahlungslandschaft grundlegend ver\u00e4ndern, indem sie Sofortzahlungen bis 2025 zu einem verbindlichen Standard f\u00fcr alle Finanzinstitute macht. Diese Verordnung schreibt vor, dass Zahlungsdienste rund um die Uhr verf\u00fcgbar sein m\u00fcssen, in Echtzeit verarbeitet werden und ebenso erschwinglich, sicher [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":19511,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[66,74,75,76],"tags":[],"class_list":["post-24363","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs-de","category-europa-de","category-include-in-home-page-de","category-nieuws-de"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Die EU-Verordnung \u00fcber Sofortzahlungen (IPR) verstehen: Was Banken wissen m\u00fcssen &#8226; SurePay<\/title>\n<meta name=\"description\" content=\"Learn about the EU Instant Payments Regulation (IPR) and what banks need to know to comply by 2025. 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