{"id":23308,"date":"2025-07-16T09:10:06","date_gmt":"2025-07-16T07:10:06","guid":{"rendered":"https:\/\/www.surepay.eu\/?p=23308"},"modified":"2025-08-01T14:30:11","modified_gmt":"2025-08-01T12:30:11","slug":"surepay-comme-solution-de-repli","status":"publish","type":"post","link":"https:\/\/www.surepay.eu\/fr\/surepay-comme-solution-de-repli\/","title":{"rendered":"SurePay est votre solution de repli fiable"},"content":{"rendered":"\t\t
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Votre strat\u00e9gie de V\u00e9rification du B\u00e9n\u00e9ficiaire est-elle \u00e0 l\u2019\u00e9preuve des crises ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SurePay est votre solution de repli fiable<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Avec l\u2019\u00e9ch\u00e9ance du r\u00e8glement europ\u00e9en sur les paiements instantan\u00e9s qui approche, la pression monte. Partout en Europe, les syst\u00e8mes, prestataires et institutions financi\u00e8res se pr\u00e9parent \u00e0 r\u00e9pondre aux nouvelles exigences. Mais les d\u00e9lais sont serr\u00e9s \u2014 et toutes les mises en \u0153uvre ne se d\u00e9roulent pas comme pr\u00e9vu. Chez SurePay, nous constatons qu\u2019un nombre croissant d\u2019organisations envisagent des sc\u00e9narios de repli pour att\u00e9nuer les risques potentiels. Que vous travailliez avec un fournisseur, d\u00e9veloppiez votre propre solution ou fassiez partie d\u2019un syst\u00e8me national, disposer d\u2019une solution de secours \u00e9prouv\u00e9e et conforme vous offre une v\u00e9ritable tranquillit\u00e9 d\u2019esprit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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O\u00f9 nous pouvons vous accompagner<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Syst\u00e8mes nationaux<\/strong><\/p>

SurePay peut agir en tant que fournisseur central ou en tant que solution de repli pour garantir que tous les participants restent conformes, dans les d\u00e9lais et \u00e0 l\u2019\u00e9chelle transfrontali\u00e8re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Fournisseurs et partenaires <\/strong><\/p>

Vous faites face \u00e0 des d\u00e9lais serr\u00e9s ou \u00e0 des obstacles impr\u00e9vus ? SurePay offre une assurance technique et un accompagnement au d\u00e9ploiement, tout en prot\u00e9geant la relation avec vos clients.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Solutions d\u00e9velopp\u00e9es en interne <\/strong><\/p>

D\u00e9velopper une solution de V\u00e9rification du B\u00e9n\u00e9ficiaire en interne peut offrir des avantages strat\u00e9giques, mais cela comporte aussi des d\u00e9fis op\u00e9rationnels et de conformit\u00e9. Nous aidons les institutions \u00e0 respecter leurs d\u00e9lais et obligations, sans compromettre leur contr\u00f4le.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Pourquoi choisir SurePay ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SurePay a d\u00e9ploy\u00e9 la V\u00e9rification du B\u00e9n\u00e9ficiaire (VoP) pour plus de 200 banques \u00e0 travers l\u2019Europe<\/strong>, allant d\u2019int\u00e9grations locales \u00e0 des d\u00e9ploiements nationaux aux Pays-Bas, en Belgique, et bient\u00f4t \u00e9galement au Danemark. Notre solution est enti\u00e8rement conforme aux r\u00e9glementations de l\u2019EPC et con\u00e7ue pour les usages nationaux et transfrontaliers.<\/p>

  • Int\u00e9gration compl\u00e8te avec le EPC Directory Service (EDS)<\/strong><\/p><\/li>

  • Plus de 10 milliards de v\u00e9rifications VoP effectu\u00e9es<\/strong> depuis 2016<\/p><\/li>

  • En service dans toute l\u2019Europe, y compris dans les syst\u00e8mes domestiques<\/p><\/li>

  • Con\u00e7ue pour les paiements unitaires et par lots<\/p><\/li>

  • Mise en \u0153uvre rapide<\/strong> : parfois en seulement 2 semaines<\/strong><\/p><\/li>

  • Solution \u00e9volutive et \u00e9prouv\u00e9e, capable de traiter de forts volumes en temps r\u00e9el<\/strong><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t

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    Comment fonctionne SurePay<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Les paiements instantan\u00e9s sont rapides et pratiques, mais aussi irr\u00e9versibles. Cela rend la pr\u00e9cision plus cruciale que jamais. Une petite erreur \u2014 un nom incorrect ou un IBAN erron\u00e9 \u2014 peut entra\u00eener des \u00e9checs de transaction, des fraudes ou des clients m\u00e9contents.<\/p>

    Aujourd\u2019hui, SurePay est le principal fournisseur de V\u00e9rification du B\u00e9n\u00e9ficiaire (VoP) en Europe, aidant les banques \u00e0 prot\u00e9ger leurs clients et \u00e0 r\u00e9pondre aux exigences r\u00e9glementaires \u2014 gr\u00e2ce \u00e0 un algorithme \u00e0 la fois robuste et flexible.<\/p>

    Ce livre blanc explique comment fonctionne SurePay et pourquoi une mise en \u0153uvre rigoureuse de la VoP est essentielle pour garantir des paiements instantan\u00e9s s\u00fbrs et fluides.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Les d\u00e9fis du d\u00e9veloppement interne d\u2019une solution de V\u00e9rification du B\u00e9n\u00e9ficiaire<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Une mise en \u0153uvre compl\u00e8te de la V\u00e9rification du B\u00e9n\u00e9ficiaire (VoP) comprend g\u00e9n\u00e9ralement trois composants cl\u00e9s<\/strong> :<\/p>

    V\u00e9rifications unitaires<\/strong><\/h3>

    Elles n\u00e9cessitent une connexion performante (API) depuis le canal de transaction en ligne, ainsi qu\u2019un moteur de correspondance robuste, capable d\u2019\u00e9quilibrer pr\u00e9cision et exp\u00e9rience utilisateur.<\/p>

    Routage et connectivit\u00e9 avec l\u2019annuaire<\/strong><\/h3>

    Cela implique une int\u00e9gration avec le r\u00e9pertoire de l\u2019EPC (EPC Directory) et une gestion coh\u00e9rente des r\u00e9ponses des banques externes.<\/p>

    Traitement par lots<\/strong><\/h3>

    Souvent la partie la plus complexe sur le plan technique \u2014 notamment lorsqu\u2019il s\u2019agit d\u2019aligner les API, les flux de travail et les canaux entreprises.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t

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    Points \u00e0 consid\u00e9rer pour un d\u00e9veloppement en interne<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Opportunit\u00e9s :<\/strong><\/p>

    • Contr\u00f4le total de l\u2019architecture<\/p><\/li>

    • Aucune licence externe requise<\/p><\/li>

    • Possibilit\u00e9 d\u2019offrir la VoP comme service aux entreprises<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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      D\u00e9fis :<\/strong><\/p>

      • Charge de travail informatique \u00e9lev\u00e9e pour un projet obligatoire sans revenu direct<\/p><\/li>

      • Maintenance continue pour rester en conformit\u00e9 r\u00e9glementaire<\/p><\/li>

      • Risque de conformit\u00e9 accru en cas de gestion enti\u00e8rement interne<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t

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        Pour ces raisons, les sc\u00e9narios de repli sont de plus en plus consid\u00e9r\u00e9s comme un compl\u00e9ment strat\u00e9gique, offrant continuit\u00e9 et s\u00e9curit\u00e9 en cas de d\u00e9calage des d\u00e9lais ou d\u2019\u00e9volution du p\u00e9rim\u00e8tre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        Votre strat\u00e9gie de V\u00e9rification du B\u00e9n\u00e9ficiaire est-elle \u00e0 l\u2019\u00e9preuve des crises ? SurePay est votre solution de repli fiable Avec l\u2019\u00e9ch\u00e9ance du r\u00e8glement europ\u00e9en sur les paiements instantan\u00e9s qui approche, la pression monte. Partout en Europe, les syst\u00e8mes, prestataires et institutions financi\u00e8res se pr\u00e9parent \u00e0 r\u00e9pondre aux nouvelles exigences. Mais les d\u00e9lais sont serr\u00e9s \u2014 […]<\/p>\n","protected":false},"author":4,"featured_media":23327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[28,38,29,40],"tags":[],"class_list":["post-23308","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs-en","category-europe","category-include-in-home-page-en","category-news"],"acf":[],"yoast_head":"\nSurePay est votre solution de repli fiable • SurePay<\/title>\n<meta name=\"description\" content=\"La Belgique franchit une \u00e9tape significative vers le renforcement de la confiance dans les paiements, la lutte contre les escroqueries et la conformit\u00e9 aux paiements instantan\u00e9s de l'U\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.surepay.eu\/fr\/surepay-comme-solution-de-repli\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SurePay est votre solution de repli fiable • SurePay\" \/>\n<meta property=\"og:description\" content=\"La Belgique franchit une \u00e9tape significative vers le renforcement de la confiance dans les paiements, la lutte contre les escroqueries et la conformit\u00e9 aux paiements instantan\u00e9s de l'U\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.surepay.eu\/fr\/surepay-comme-solution-de-repli\/\" \/>\n<meta property=\"og:site_name\" content=\"SurePay\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/m.facebook.com\/p\/SurePay-100071898237241\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-16T07:10:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-01T12:30:11+00:00\" \/>\n<meta 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