{"id":24328,"date":"2025-08-12T16:07:42","date_gmt":"2025-08-12T14:07:42","guid":{"rendered":"https:\/\/www.surepay.eu\/?p=24328"},"modified":"2025-09-08T13:35:23","modified_gmt":"2025-09-08T11:35:23","slug":"verification-du-beneficiaire-dans-lue-de-quoi-sagit-il-comment-cela-fonctionne-t-il-et-comment-vous-y-preparer","status":"publish","type":"post","link":"https:\/\/www.surepay.eu\/fr\/verification-du-beneficiaire-dans-lue-de-quoi-sagit-il-comment-cela-fonctionne-t-il-et-comment-vous-y-preparer\/","title":{"rendered":"V\u00e9rification du b\u00e9n\u00e9ficiaire dans l&rsquo;UE : de quoi s&rsquo;agit-il, comment cela fonctionne-t-il et comment vous y pr\u00e9parer"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24328\" class=\"elementor elementor-24328\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-861e776 elementor-section-height-min-height elementor-section-items-top elementor-section-content-middle elementor-section-boxed elementor-section-height-default\" data-id=\"861e776\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-18b25d1 main-1\" data-id=\"18b25d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1bcf87 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a1bcf87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">V\u00e9rification du b\u00e9n\u00e9ficiaire dans l'UE : de quoi s'agit-il, comment cela fonctionne-t-il et comment vous y pr\u00e9parer<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a68d032 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"a68d032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-8194f57 elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/news-blogs\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tBack to overview\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-0f1203c elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>12\/08\/2025<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2caba3 elementor-widget elementor-widget-text-editor\" data-id=\"c2caba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Alors que la date limite pour se conformer \u00e0 la r\u00e9glementation sur la v\u00e9rification du b\u00e9n\u00e9ficiaire (VoP) approche \u00e0 grands pas en 2025, les banques europ\u00e9ennes doivent agir d\u00e8s maintenant pour s&rsquo;assurer qu&rsquo;elles sont pr\u00eates \u00e0 faire face \u00e0 ce changement r\u00e9glementaire crucial. La VoP n&rsquo;est pas seulement une fonctionnalit\u00e9 de s\u00e9curit\u00e9 suppl\u00e9mentaire, elle devient une exigence obligatoire pour toutes les banques de l&rsquo;UE en raison de l&rsquo;essor des paiements instantan\u00e9s et de la n\u00e9cessit\u00e9 de prot\u00e9ger les transactions en temps r\u00e9el contre la fraude et les erreurs.<\/strong><\/p><p>Dans cet article, vous d\u00e9couvrirez la VoP et les paiements instantan\u00e9s, leur fonctionnement et leur importance pour la s\u00e9curit\u00e9 et la conformit\u00e9 de votre banque. Nous aborderons \u00e9galement les \u00e9l\u00e9ments \u00e0 prendre en compte lors du choix d&rsquo;une solution VoP, comment vous pr\u00e9parer \u00e0 l&rsquo;\u00e9ch\u00e9ance de 2025 et les mesures \u00e0 prendre pour garder une longueur d&rsquo;avance sur la concurrence. Commen\u00e7ons sans plus attendre.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-07de717 elementor-invisible\" data-id=\"07de717\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2271583 elementor-align-center elementor-widget elementor-widget-lottie\" data-id=\"2271583\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-widget_type=\"lottie.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-lottie__container\"><div class=\"e-lottie__animation\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-c2b6bba elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"c2b6bba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b9a824e elementor-invisible\" data-id=\"b9a824e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-a4c7f4b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4c7f4b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-98e5f81\" data-id=\"98e5f81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b951d8 elementor-widget elementor-widget-image\" data-id=\"5b951d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"746\" height=\"1024\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-746x1024.jpg\" class=\"attachment-large size-large wp-image-18860\" alt=\"Screenshot of a bank transaction showing the verification of the recipient&#039;s name and account number, with a VOP result indicating &quot;name and account number are matching.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-746x1024.jpg 746w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-218x300.jpg 218w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-768x1055.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example.jpg 964w\" sizes=\"(max-width: 746px) 100vw, 746px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d072f23 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"d072f23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"746\" height=\"1024\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-746x1024.jpg\" class=\"attachment-large size-large wp-image-18860\" alt=\"Screenshot of a bank transaction showing the verification of the recipient&#039;s name and account number, with a VOP result indicating &quot;name and account number are matching.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-746x1024.jpg 746w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-218x300.jpg 218w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example-768x1055.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Match-screen-VOP-example.jpg 964w\" sizes=\"(max-width: 746px) 100vw, 746px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-039d77f\" data-id=\"039d77f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-657eb1d elementor-widget elementor-widget-heading\" data-id=\"657eb1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment fonctionne la v\u00e9rification du b\u00e9n\u00e9ficiaire (VoP) ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f54cfcf elementor-widget elementor-widget-text-editor\" data-id=\"f54cfcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La v\u00e9rification du b\u00e9n\u00e9ficiaire (Verification of Payee, VoP) est une mesure de s\u00e9curit\u00e9 et de conformit\u00e9 importante dans le secteur bancaire qui <strong>garantit que l&rsquo;argent est envoy\u00e9 au bon destinataire<\/strong>.<\/p><p>Le nom fourni par le payeur lors d&rsquo;une transaction est compar\u00e9 au nom enregistr\u00e9 sur le compte bancaire du destinataire. En cas de non-correspondance, le syst\u00e8me en informe l&rsquo;utilisateur, ce qui r\u00e9duit le risque de fraude et d&rsquo;erreurs manuelles dans le processus de paiement.<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-955176d elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"955176d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-684fde9 elementor-invisible\" data-id=\"684fde9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c62468 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c62468\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6ffe7d6\" data-id=\"6ffe7d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b5351f elementor-widget elementor-widget-heading\" data-id=\"6b5351f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">VOP et paiements instantan\u00e9s<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af24043 elementor-widget elementor-widget-text-editor\" data-id=\"af24043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La v\u00e9rification du b\u00e9n\u00e9ficiaire est particuli\u00e8rement importante dans le contexte des <a href=\"https:\/\/www.ecb.europa.eu\/paym\/integration\/retail\/instant_payments\/html\/index.en.html\">paiements instantan\u00e9s<\/a>, un syst\u00e8me qui permet de transf\u00e9rer de l&rsquo;argent en temps r\u00e9el, 24 heures sur 24. Les paiements instantan\u00e9s transforment la mani\u00e8re dont les transactions sont effectu\u00e9es en Europe, car ils offrent une rapidit\u00e9 et une commodit\u00e9 sans pr\u00e9c\u00e9dent aux consommateurs et aux entreprises.<\/p><p><\/p><p>Cependant, leur instantan\u00e9it\u00e9 augmente \u00e9galement le risque de fraude et d&rsquo;erreurs : une fois l&rsquo;argent transf\u00e9r\u00e9, la transaction est souvent irr\u00e9versible. En int\u00e9grant la VoP aux paiements instantan\u00e9s, les banques peuvent <strong>garantir la pr\u00e9cision<\/strong> en temps r\u00e9el et <strong>se prot\u00e9ger contre la fraude<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-42373ca\" data-id=\"42373ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b441f88 elementor-widget elementor-widget-video\" data-id=\"b441f88\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=Ms-FnqGu4Kw&amp;t=8s&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87209e8 elementor-widget elementor-widget-text-editor\" data-id=\"87209e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour plus d&rsquo;informations <a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.surepay.eu\/why-instant-payments-the-connection-between-instant-payments-and-verification-of-payee-vop\/\" rel=\"noopener noreferrer\" data-token-index=\"1\"><span class=\"link-annotation-unknown-block-id--647895900\">sur la relation entre la VoP et les paiements instantan\u00e9s<\/span><\/a>, consultez cet article de blog.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5719914 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"5719914\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77752bd elementor-invisible\" data-id=\"77752bd\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-c798640 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c798640\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-605adc6\" data-id=\"605adc6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63fe854 elementor-widget elementor-widget-image\" data-id=\"63fe854\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"1000\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/3-819x1024.jpg\" class=\"attachment-large size-large wp-image-24082\" alt=\"Visual that explains the key elements of the VOP rulebook: Response times, batch payments and interoperability.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/3-819x1024.jpg 819w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/3-240x300.jpg 240w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/3-768x960.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/3.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c78f650 elementor-widget elementor-widget-text-editor\" data-id=\"c78f650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Want to know more? Also read our blog \u2018<a class=\"notion-link-token notion-focusable-token notion-enable-hover\" tabindex=\"0\" href=\"https:\/\/www.surepay.eu\/mandatory-payee-verification\/\" rel=\"noopener noreferrer\" data-token-index=\"1\"><span class=\"link-annotation-unknown-block-id-2133353853\">New EU Law: Mandatory Payee Verification for All Instant Payments and SEPA Transactions\u2019<\/span><\/a>.<\/p><p><\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a306a51\" data-id=\"a306a51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03f960f elementor-widget elementor-widget-heading\" data-id=\"03f960f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Pourquoi la v\u00e9rification du b\u00e9n\u00e9ficiaire est-elle indispensable pour les banques de l'UE ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91a43f6 elementor-widget elementor-widget-text-editor\" data-id=\"91a43f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La v\u00e9rification du b\u00e9n\u00e9ficiaire (VoP) n&rsquo;est plus une simple fonctionnalit\u00e9 suppl\u00e9mentaire pour les banques europ\u00e9ennes, mais devient une n\u00e9cessit\u00e9 r\u00e9glementaire. Avec la <a href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/rulebooks\/verification-payee-scheme-rulebook\">publication du cadre r\u00e9glementaire d\u00e9finitif sur la VoP par le Conseil europ\u00e9en des paiements (EPC) en octobre<\/a>, la conformit\u00e9 \u00e0 ces r\u00e8gles est d\u00e9sormais une priorit\u00e9 urgente pour toutes les banques de l&rsquo;UE.<\/p><p><\/p><p>D\u00e9couvrez pourquoi la VoP est si importante pour le secteur financier, comment elle s&rsquo;inscrit dans les tendances g\u00e9n\u00e9rales du march\u00e9 et quel est son impact sur les banques :<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06d9d58 elementor-widget elementor-widget-heading\" data-id=\"06d9d58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Conformit\u00e9 \u00e0 la l\u00e9gislation sur les paiements instantan\u00e9s<\/span><!-- notionvc: 832ef164-a9ac-4fe1-ad8a-5f8ba2904ea4 --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21b6e98 elementor-widget elementor-widget-text-editor\" data-id=\"21b6e98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La l\u00e9gislation sur les paiements instantan\u00e9s exige que toutes les banques de l&rsquo;UE prennent des mesures pour garantir la s\u00e9curit\u00e9 des paiements en temps r\u00e9el. La v\u00e9rification du b\u00e9n\u00e9ficiaire est un \u00e9l\u00e9ment central de cette initiative, car elle contribue \u00e0 pr\u00e9venir la fraude et les erreurs de paiement avant la finalisation des transactions.<\/p><p><\/p><p><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/rulebooks\/verification-payee-scheme-rulebook\">Le cadre r\u00e9glementaire VoP<\/a> d\u00e9finit pr\u00e9cis\u00e9ment les caract\u00e9ristiques d&rsquo;une solution conforme, notamment les d\u00e9lais de r\u00e9ponse, les types de r\u00e9ponse et l&rsquo;<a href=\"https:\/\/www.surepay.eu\/interoperability-with-all-european-psps-for-verification-of-payee\/\">interop\u00e9rabilit\u00e9<\/a> avec des syst\u00e8mes tels que l&rsquo;EPC Directory Service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68a5b6f elementor-widget elementor-widget-heading\" data-id=\"68a5b6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9venir la fraude et renforcer la confiance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fad8dc2 elementor-widget elementor-widget-text-editor\" data-id=\"fad8dc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Avec l&rsquo;av\u00e8nement des paiements instantan\u00e9s, l&rsquo;accent a \u00e9t\u00e9 mis sur la protection contre la fraude et les transactions erron\u00e9es. La VoP est un outil important pour emp\u00eacher que des fonds soient accidentellement ou frauduleusement envoy\u00e9s au mauvais destinataire.<\/p><p><\/p><p>En v\u00e9rifiant les donn\u00e9es du b\u00e9n\u00e9ficiaire, par exemple, en comparant l&rsquo;IBAN avec le nom du destinataire, les banques peuvent :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3128e3e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3128e3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bloquer les fraudes aux paiements push non autoris\u00e9s (APP).<!-- notionvc: c04b83a5-faad-432b-91d0-396f3883056e --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00c9viter des erreurs co\u00fbteuses et chronophages dues \u00e0 des informations bancaires erron\u00e9es.<!-- notionvc: baf12c0c-9c17-436d-ad10-b351e4ff0e56 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Renforcer la confiance des consommateurs dans la s\u00e9curit\u00e9 et la fiabilit\u00e9 de leur banque.<!-- notionvc: 6b19bdd4-c2d2-4ff1-8ecb-0087517a47e5 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4aed683 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"4aed683\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a45a1d elementor-invisible\" data-id=\"5a45a1d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-e382c75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e382c75\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f51afe1\" data-id=\"f51afe1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-774f93c elementor-widget elementor-widget-heading\" data-id=\"774f93c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment fonctionne la v\u00e9rification du b\u00e9n\u00e9ficiaire ?<!-- notionvc: 8a1df665-5b3d-4246-86bb-8f4fd58b5ca5 --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85cf9f3 elementor-widget elementor-widget-text-editor\" data-id=\"85cf9f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsqu&rsquo;un client effectue un paiement, il saisit g\u00e9n\u00e9ralement les informations suivantes :<\/p><ol><li><strong>Le nom du b\u00e9n\u00e9ficiaire<\/strong> : la personne \u00e0 qui il souhaite effectuer le paiement.<\/li><li><strong>Les coordonn\u00e9es bancaires<\/strong> : l&rsquo;IBAN ou le num\u00e9ro de compte du destinataire.<\/li><\/ol><p>Le syst\u00e8me VoP compare ces informations avec les donn\u00e9es de la banque du destinataire. Le r\u00e9sultat est l&rsquo;un des suivants :<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aae7eb3 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"aae7eb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"discussion-id-23a1b43e-6dc1-80e5-b52b-001c1ea6d80a notion-enable-hover\">Correspondance<\/span><span data-token-index=\"1\" class=\"discussion-id-23a1b43e-6dc1-80e5-b52b-001c1ea6d80a notion-enable-hover\"> :<\/span> le nom correspond aux coordonn\u00e9es bancaires et le paiement est ex\u00e9cut\u00e9.<!-- notionvc: 1b0da682-9f48-4c24-b3c6-61a0234e9fb8 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"discussion-id-23a1b43e-6dc1-80d0-bb2b-001c151d56b1 notion-enable-hover\">Pas de correspondance<\/span><span data-token-index=\"1\" class=\"discussion-id-23a1b43e-6dc1-80d0-bb2b-001c151d56b1 notion-enable-hover\"> <\/span>: le nom et les coordonn\u00e9es bancaires ne correspondent pas et le payeur en est inform\u00e9.<!-- notionvc: afa7eb30-a2a3-4a29-bb26-eeff918481c8 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"discussion-id-23a1b43e-6dc1-8000-83e2-001c33a19dd7 notion-enable-hover\">Presque concordant<\/span> : il existe une l\u00e9g\u00e8re diff\u00e9rence (par exemple, une faute de frappe, un probl\u00e8me de format) et le payeur est invit\u00e9 \u00e0 v\u00e9rifier les informations.<!-- notionvc: 6a343892-5c21-4b9a-8313-5af381490d4d --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-32ca761\" data-id=\"32ca761\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b32ad8 elementor-widget elementor-widget-image\" data-id=\"8b32ad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"686\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Phone-Screens-overview-1024x878.jpg\" class=\"attachment-large size-large wp-image-19093\" alt=\"Three screenshots of bank transactions. One shows a match between the IBAN and name, one shows a close match with name suggestions, and one shows a no match result.\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Phone-Screens-overview-1024x878.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Phone-Screens-overview-300x257.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Phone-Screens-overview-768x658.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Phone-Screens-overview-1536x1317.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/Phone-Screens-overview.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e4490a0 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"e4490a0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cd9212 elementor-invisible\" data-id=\"2cd9212\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3bc7808 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3bc7808\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0d8eed4\" data-id=\"0d8eed4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41401e elementor-widget elementor-widget-heading\" data-id=\"b41401e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u00e9rification du b\u00e9n\u00e9ficiaire vs confirmation du b\u00e9n\u00e9ficiaire : quelle est la diff\u00e9rence ?<!-- notionvc: ad61a4d4-15cc-4d08-81dd-302e650b4643 --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03a40bd elementor-widget elementor-widget-text-editor\" data-id=\"03a40bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bien que souvent utilis\u00e9s comme synonymes, VoP et CoP (Confirmation of Payee) diff\u00e8rent l\u00e9g\u00e8rement :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-771aa73 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"771aa73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">V\u00e9rification du b\u00e9n\u00e9ficiaire (VoP)<\/span> : principalement utilis\u00e9e dans l'UE, elle couvre \u00e0 la fois les syst\u00e8mes de paiement SEPA et SWIFT, avec une application plus large aux transactions internationales.<!-- notionvc: f36a5af6-4c40-4e38-9a18-59b4c666aec1 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Confirmation du b\u00e9n\u00e9ficiaire (CoP)<\/span> : syst\u00e8me britannique mis en place par les banques britanniques afin de r\u00e9duire la fraude aux paiements dans les transactions nationales.<!-- notionvc: 91c87eb8-5968-4166-bad9-ea3da4b29d4c --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06f298e elementor-widget elementor-widget-text-editor\" data-id=\"06f298e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les deux ont le m\u00eame objectif, \u00e0 savoir garantir la s\u00e9curit\u00e9 et l&rsquo;exactitude des paiements, mais ils sont soumis \u00e0 des cadres r\u00e9glementaires diff\u00e9rents et s&rsquo;appliquent dans des r\u00e9gions diff\u00e9rentes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ef370c elementor-widget elementor-widget-image\" data-id=\"8ef370c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/request-a-demo\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/19-2-1024x576.jpg\" class=\"attachment-large size-large wp-image-19087\" alt=\"Banner that says \u201cWant to know what Verification Of Payee means for you? Schedule your free call with one of our experts\u201d\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/19-2-1024x576.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/19-2-300x169.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/19-2-768x432.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/19-2-1536x864.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/19-2.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0ab6cd6 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"0ab6cd6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b398a1 elementor-invisible\" data-id=\"9b398a1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-c28990f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c28990f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e0b597a\" data-id=\"e0b597a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a198f4c elementor-widget elementor-widget-heading\" data-id=\"a198f4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quelles banques utilisent la v\u00e9rification du b\u00e9n\u00e9ficiaire ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72bd8ff elementor-widget elementor-widget-text-editor\" data-id=\"72bd8ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En raison des exigences de conformit\u00e9 applicables aux paiements instantan\u00e9s et de la demande croissante des consommateurs pour des transactions s\u00e9curis\u00e9es exemptes d&rsquo;erreurs, la VoP est en passe de devenir <strong>la norme<\/strong> pour les banques europ\u00e9ennes.<\/p><p><\/p><p>De nombreux \u00e9tablissements financiers de premier plan ont d\u00e9j\u00e0 adopt\u00e9 la VoP afin de renforcer la s\u00e9curit\u00e9, de renforcer la confiance de leurs clients et d&rsquo;optimiser les processus de paiement. Aux Pays-Bas, par exemple, 99,9 % de tous les comptes bancaires sont d\u00e9j\u00e0 couverts par le fournisseur VoP <a href=\"https:\/\/www.surepay.eu\/\">SurePay<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9f35eda\" data-id=\"9f35eda\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bc85ee elementor-widget elementor-widget-image\" data-id=\"9bc85ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"815\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/instant-payments-update-4-1005x1024.png\" class=\"attachment-large size-large wp-image-19183\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/instant-payments-update-4-1005x1024.png 1005w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/instant-payments-update-4-295x300.png 295w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/instant-payments-update-4-768x782.png 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/instant-payments-update-4-1508x1536.png 1508w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/instant-payments-update-4.png 1885w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-fba9250 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"fba9250\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0122288 elementor-invisible\" data-id=\"0122288\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e31bd4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e31bd4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4085d81\" data-id=\"4085d81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c45edc elementor-widget elementor-widget-heading\" data-id=\"1c45edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quentes sur la v\u00e9rification du b\u00e9n\u00e9ficiaire<!-- notionvc: 62662b8c-27f9-4dc1-ad8e-adf0f1c1e6d2 --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e297633 elementor-widget elementor-widget-heading\" data-id=\"e297633\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">\u00c0 qui incombe la v\u00e9rification du b\u00e9n\u00e9ficiaire ?<\/span><!-- notionvc: 6e3ef9f7-e3f8-4c8c-819a-fa46f1255c51 --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6b193e elementor-widget elementor-widget-text-editor\" data-id=\"e6b193e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le syst\u00e8me de v\u00e9rification du b\u00e9n\u00e9ficiaire (<span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"1\">Verification of Payee, VoP)<\/span> est supervis\u00e9 par le <span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"3\">Comit\u00e9 europ\u00e9en pour les paiements (EPC)<\/span>. Il fait partie du cadre r\u00e9glementaire europ\u00e9en en mati\u00e8re de paiements et vise \u00e0 garantir que les banques des pays SEPA respectent les nouvelles r\u00e8gles relatives aux paiements instantan\u00e9s. Le VoP s&rsquo;inscrit dans le prolongement d&rsquo;efforts visant \u00e0 r\u00e9duire la fraude aux paiements et \u00e0 am\u00e9liorer la s\u00e9curit\u00e9 des paiements dans toute l&rsquo;Europe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3df5f1 elementor-widget elementor-widget-heading\" data-id=\"b3df5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c0 qui appartient la confirmation du b\u00e9n\u00e9ficiaire ?<!-- notionvc: f35acbe4-3c2d-46de-a719-37177467fe33 --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66baf97 elementor-widget elementor-widget-text-editor\" data-id=\"66baf97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le syst\u00e8me de <span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"1\">confirmation du b\u00e9n\u00e9ficiaire (CoP)<\/span> appartient \u00e0 <a class=\"notion-link-token notion-focusable-token notion-enable-hover\" style=\"cursor: pointer; color: inherit; word-wrap: break-word; font-weight: 600; text-decoration: inherit;\" tabindex=\"0\" href=\"http:\/\/pay.uk\/\" rel=\"noopener noreferrer\" data-token-index=\"3\"><span class=\"link-annotation-unknown-block-id--359594047\" style=\"text-decoration-line: underline; text-decoration-thickness: 0.05em; text-decoration-color: rgba(55, 53, 47, 0.4); text-underline-offset: 10%; opacity: 0.7;\">Pay.UK<\/span><\/a>, l&rsquo;autorit\u00e9 britannique de r\u00e9gulation des syst\u00e8mes de paiement, qui le g\u00e8re. Il s&rsquo;applique aux banques et aux prestataires de services de paiement au Royaume-Uni. Le CoP est similaire \u00e0 la v\u00e9rification du b\u00e9n\u00e9ficiaire (VoP) utilis\u00e9e dans toute l&rsquo;Europe, mais chaque syst\u00e8me est soumis \u00e0 son propre cadre r\u00e9glementaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c95f49a elementor-widget elementor-widget-heading\" data-id=\"c95f49a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">La VoP est-elle obligatoire pour toutes les banques de l'UE ?<\/span><!-- notionvc: e7b93fbf-502a-41ee-b42b-4cc8e4a12d6f --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a47c9c elementor-widget elementor-widget-text-editor\" data-id=\"5a47c9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Oui, <span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"1\">la VoP sera obligatoire pour toutes les banques de l&rsquo;UE<\/span> \u00e0 partir de 2025. Cela s&rsquo;inscrit dans le cadre des efforts d\u00e9ploy\u00e9s par l&rsquo;UE pour renforcer la s\u00e9curit\u00e9 des paiements et les mesures de pr\u00e9vention contre la fraude, en particulier compte tenu de la g\u00e9n\u00e9ralisation des paiements instantan\u00e9s. Les banques doivent mettre en \u0153uvre des solutions VoP afin de se conformer aux <span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"3\">r\u00e8gles de l&rsquo;EPC relatives \u00e0 la v\u00e9rification du b\u00e9n\u00e9ficiaire<\/span> et de garantir que les paiements sont corrects, s\u00e9curis\u00e9s et conformes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96a1d38 elementor-widget elementor-widget-heading\" data-id=\"96a1d38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comment puis-je me conformer \u00e0 la r\u00e9glementation ?<!-- notionvc: 4d733e9b-2f8c-409d-80be-31e2e22e28c3 --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf66119 elementor-widget elementor-widget-text-editor\" data-id=\"cf66119\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour se conformer \u00e0 la r\u00e9glementation VoP, les banques doivent mettre en place un syst\u00e8me qui v\u00e9rifie les informations du b\u00e9n\u00e9ficiaire avant le traitement du paiement. Pour ce faire, elles doivent choisir un fournisseur VoP fiable qui r\u00e9pond aux exigences d\u00e9finies dans le r\u00e8glement EPC. Le bon fournisseur offre une int\u00e9gration dans vos syst\u00e8mes de paiement existants, garantit une v\u00e9rification en temps r\u00e9el et prend en charge la conformit\u00e9 r\u00e9glementaire pour les paiements nationaux et internationaux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42019d9 elementor-widget elementor-widget-video\" data-id=\"42019d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=tKnjeyC-K1A&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-219a6b5 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"219a6b5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;waves&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f39a60d elementor-invisible\" data-id=\"f39a60d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea241bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea241bf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5fdf9ef\" data-id=\"5fdf9ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7afdb2e elementor-widget elementor-widget-heading\" data-id=\"7afdb2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Pr\u00e9paration pour 2025 : ce qu'il faut faire d\u00e8s maintenant<\/span><!-- notionvc: 9bcd99b1-6557-4913-a43c-a1b5e8175451 --><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b181e4 elementor-widget elementor-widget-text-editor\" data-id=\"9b181e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 l&rsquo;approche de la <span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"1\">date limite de<\/span> mise en conformit\u00e9 obligatoire avec la v\u00e9rification du b\u00e9n\u00e9ficiaire (VoP) en 2025, les banques de l&rsquo;UE doivent commencer leurs pr\u00e9paratifs. La VoP sera un \u00e9l\u00e9ment important de l&rsquo;infrastructure des <span class=\"notion-enable-hover\" style=\"font-weight: 600;\" data-token-index=\"3\">paiements instantan\u00e9s<\/span> et les banques doivent s&rsquo;assurer que leurs syst\u00e8mes sont conformes aux exigences r\u00e9glementaires.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa69d6 elementor-widget elementor-widget-heading\" data-id=\"6fa69d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Comment se conformer aux exigences de la v\u00e9rification du b\u00e9n\u00e9ficiaire<\/span><!-- notionvc: 237ae15a-f158-4b13-83fa-396e65af219e --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5bdfd elementor-widget elementor-widget-text-editor\" data-id=\"3c5bdfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les banques doivent satisfaire \u00e0 plusieurs exigences sp\u00e9cifiques afin de garantir leur conformit\u00e9 avec le cadre r\u00e9glementaire de l&rsquo;EPC en mati\u00e8re de VoP. Voici un aper\u00e7u des principales obligations :<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ad06a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a7ad06a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Couverture de tous les canaux<\/span> : les demandes de VoP doivent \u00eatre propos\u00e9es sur tous les canaux d'initiation de paiement sans frais suppl\u00e9mentaires pour les utilisateurs.<!-- notionvc: 7ebd59db-40fe-4b18-91f5-3d1893764932 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">Types de transactions<\/span> : les virements instantan\u00e9s et les virements classiques n\u00e9cessitent tous une v\u00e9rification de la VoP.<!-- notionvc: c58b1fa1-42b1-46a3-9240-68d885f00115 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/the-hidden-risks-in-batch-payments-why-eu-banks-need-verification-of-payee\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"discussion-id-23a1b43e-6dc1-80fa-b370-001c37388d93 notion-enable-hover\">Paiements group\u00e9s<\/span> : les v\u00e9rifications VoP doivent \u00eatre disponibles pour les paiements individuels et group\u00e9s, <span data-token-index=\"2\" class=\"discussion-id-23a1b43e-6dc1-8027-b293-001c4030d5c4 notion-enable-hover\">une option d'adh\u00e9sion <\/span>ou <span data-token-index=\"4\" class=\"discussion-id-23a1b43e-6dc1-80bd-97e4-001cf91f1f39 notion-enable-hover\">de refus<\/span> devant \u00eatre propos\u00e9e pour ces derniers.<!-- notionvc: 1bb6823c-1d9b-450d-9d1e-f9af9d264cbf --><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">V\u00e9rifications pr\u00e9alables \u00e0 l'autorisation<\/span> : chaque transaction doit faire l'objet d'une v\u00e9rification VoP avant l'autorisation du paiement.<!-- notionvc: 39cd390a-97dd-4735-9e49-d6161759e0f6 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span style=\"font-weight:600\" data-token-index=\"0\" class=\"notion-enable-hover\">R\u00e9action comme prestataire de services de paiement du b\u00e9n\u00e9ficiaire<\/span> : les banques doivent traiter les demandes VoP entrantes afin d'\u00e9viter tout <a href=\"https:\/\/www.notion.so\/12d1b43e6dc180918bb3c58d8235d2ed?pvs=21\" style=\"cursor:pointer;color:inherit;text-decoration:inherit\" class=\"notion-link-token notion-focusable-token notion-enable-hover\" rel=\"noopener noreferrer\" data-token-index=\"2\"><span style=\"opacity: 0.7\" class=\"link-annotation-unknown-block-id-279986190\">risque de responsabilit\u00e9<\/span><\/a> et de prot\u00e9ger leurs clients.<!-- notionvc: b8c914ea-ce34-445f-a6fd-d8bcedb3e592 --><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e0162c elementor-widget elementor-widget-text-editor\" data-id=\"3e0162c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comprendre les exigences est la premi\u00e8re \u00e9tape vers la conformit\u00e9. Pour y r\u00e9pondre efficacement, vous devez choisir avec soin votre d\u00e9marche et votre fournisseur de solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0ccb903 elementor-section-full_width elementor-section-content-bottom BgFull elementor-section-height-default elementor-section-height-default\" data-id=\"0ccb903\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a553fbe elementor-invisible\" data-id=\"a553fbe\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-23ca874 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23ca874\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b0d7c08\" data-id=\"b0d7c08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3aa96b elementor-widget elementor-widget-heading\" data-id=\"f3aa96b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span data-token-index=\"0\" class=\"notion-enable-hover\">Ce \u00e0 quoi vous devez pr\u00eater attention lors du choix d'une solution de v\u00e9rification du b\u00e9n\u00e9ficiaire<\/span><!-- notionvc: 415d4f88-3335-4e57-87ed-9fec20675de9 --><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04fd11d elementor-widget elementor-widget-text-editor\" data-id=\"04fd11d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><strong>Conformit\u00e9 avec la r\u00e9glementation de l&rsquo;EPC<\/strong>\u00a0 Assurez-vous que la solution VoP est conforme aux derni\u00e8res exigences de la <a href=\"https:\/\/www.surepay.eu\/epc-verification-of-payee-rulebook-surepay\/\">r\u00e9glementation de l&rsquo;European Payments Council (EPC)<\/a>. La solution doit respecter toutes les normes de conformit\u00e9 requises pour les paiements instantan\u00e9s et fournir des informations s\u00e9curis\u00e9es et pr\u00e9cises pour la v\u00e9rification du b\u00e9n\u00e9ficiaire en temps r\u00e9el.<\/li><li><strong>\u00c9volutivit\u00e9 et flexibilit\u00e9<\/strong> La solution VoP ad\u00e9quate doit pouvoir s&rsquo;adapter \u00e0 l&rsquo;augmentation du volume des paiements. Choisissez un fournisseur capable de traiter des transactions \u00e0 haut volume et de prendre en charge de mani\u00e8re transparente les paiements nationaux et internationaux.<\/li><li><strong>Capacit\u00e9s d&rsquo;int\u00e9gration<\/strong> Une int\u00e9gration transparente dans votre infrastructure de paiement existante est essentielle. La solution doit s&rsquo;int\u00e9grer facilement \u00e0 vos syst\u00e8mes bancaires centraux et \u00eatre compatible avec plusieurs syst\u00e8mes de paiement (SEPA, SWIFT, etc.) sans perturber vos op\u00e9rations.<\/li><li><strong>Pr\u00e9cision du rapprochement<\/strong> La solution VoP doit garantir une grande pr\u00e9cision dans le rapprochement (ou le non-rapprochement) des donn\u00e9es des destinataires. Certaines solutions VoP signalent simplement \u00ab aucune correspondance \u00bb en cas de non-concordance, tandis que d&rsquo;autres fournissent des informations plus d\u00e9taill\u00e9es. Par exemple, si le nom du destinataire ne correspond pas, une solution plus avanc\u00e9e d\u00e9terminera si cela est d\u00fb \u00e0 une faute de frappe, \u00e0 une erreur de compte ou \u00e0 un autre probl\u00e8me. Il est important de choisir une solution qui fournit une explication claire en cas de non-correspondance.<\/li><li><strong>Exp\u00e9rience et r\u00e9sultats<\/strong> En mati\u00e8re de VoP, il est essentiel de faire appel \u00e0 des prestataires exp\u00e9riment\u00e9s. Recherchez un prestataire qui a fait ses preuves en mati\u00e8re de mise en \u0153uvre, en particulier aupr\u00e8s de grandes banques op\u00e9rant dans plusieurs pays. Un prestataire disposant de nombreuses ann\u00e9es d&rsquo;exp\u00e9rience sera mieux \u00e0 m\u00eame de vous accompagner dans la mise en \u0153uvre et de vous aider \u00e0 surmonter les \u00e9ventuelles difficult\u00e9s.<\/li><\/ol><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9c8dfa elementor-widget elementor-widget-video\" data-id=\"b9c8dfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=qzjD34SYLYs&amp;t=4s&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-920fa29 e-flex e-con-boxed e-con e-parent\" data-id=\"920fa29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b929332 e-con-full e-flex e-con e-child\" data-id=\"b929332\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdafa9f elementor-widget elementor-widget-heading\" data-id=\"bdafa9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Vous souhaitez en savoir plus ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e3f615 elementor-widget elementor-widget-text-editor\" data-id=\"0e3f615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SurePay propose des solutions avanc\u00e9es de v\u00e9rification des b\u00e9n\u00e9ficiaires de paiements auxquelles font confiance <strong>plus de 200 banques<\/strong> \u00e0 travers l&rsquo;Europe. Notre algorithme de comparaison ultra-pr\u00e9cis identifie non seulement les incoh\u00e9rences, mais explique \u00e9galement leurs causes, r\u00e9duisant ainsi la fraude et les erreurs.<\/p><p>Gr\u00e2ce \u00e0 une <strong>int\u00e9gration transparente<\/strong> et \u00e0 des <strong>conseils comp\u00e9tents<\/strong>, SurePay aide les banques \u00e0 respecter la date limite de mise en conformit\u00e9 avec la directive VoP en 2025, tout en am\u00e9liorant la s\u00e9curit\u00e9 des paiements. R\u00e9servez une d\u00e9monstration d\u00e8s aujourd&rsquo;hui et d\u00e9couvrez comment nous pouvons vous aider \u00e0 s\u00e9curiser, conformer et optimiser vos paiements !<\/p><p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-4e23e0a e-con-full e-flex e-con e-child\" data-id=\"4e23e0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef7ef9 elementor-widget elementor-widget-image\" data-id=\"9ef7ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/fr\/demander-une-demo\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/19-1024x576.jpg\" class=\"attachment-large size-large wp-image-24265\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/19-1024x576.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/19-300x169.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/19-768x432.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/19-1536x864.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/08\/19.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-18d240f BgFull elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18d240f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;curve&quot;,&quot;shape_divider_top_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2c8d40\" data-id=\"b2c8d40\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0c8303 elementor-widget elementor-widget-heading\" data-id=\"b0c8303\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Vous souhaitez en savoir plus sur la v\u00e9rification du b\u00e9n\u00e9ficiaire ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3620ea6 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"3620ea6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7d0233f\" data-id=\"7d0233f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d379ba elementor-widget elementor-widget-text-editor\" data-id=\"9d379ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>La meilleure solution de v\u00e9rification des b\u00e9n\u00e9ficiaires de paiement<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-152b3fe elementor-widget elementor-widget-text-editor\" data-id=\"152b3fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce \u00e0 notre solution europ\u00e9enne de v\u00e9rification du b\u00e9n\u00e9ficiaire, la combinaison IBAN et nom sera v\u00e9rifi\u00e9e dans les pays de l&rsquo;UE, au Royaume-Uni et dans le monde entier.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed6594c elementor-widget elementor-widget-text-editor\" data-id=\"ed6594c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.surepay.eu\/verification-of-payee-api\/\">En savoir plus \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-30faf99\" data-id=\"30faf99\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9906e08 elementor-widget elementor-widget-text-editor\" data-id=\"9906e08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Planifier une r\u00e9union<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98a8ac6 elementor-widget elementor-widget-text-editor\" data-id=\"98a8ac6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous sommes l\u00e0 pour r\u00e9pondre \u00e0 toutes vos questions concernant la v\u00e9rification des b\u00e9n\u00e9ficiaires et la l\u00e9gislation sur les paiements instantan\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8db3634 elementor-widget elementor-widget-text-editor\" data-id=\"8db3634\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.surepay.eu\/schedule-a-meeting\/\">Planifier une r\u00e9union \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-2c1cb73 elementor-section-full_width elementor-section-content-middle elementor-section-stretched HomePostGridSection elementor-section-height-default elementor-section-height-default\" data-id=\"2c1cb73\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fca7a30\" data-id=\"fca7a30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d71b460 elementor-widget elementor-widget-heading\" data-id=\"d71b460\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The latest developments<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6605f09 elementor-pagination-type-bullets elementor-arrows-position-inside elementor-pagination-position-outside elementor-widget elementor-widget-loop-carousel\" data-id=\"6605f09\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:2991,&quot;speed&quot;:1000,&quot;offset_sides&quot;:&quot;both&quot;,&quot;autoplay_speed&quot;:1000,&quot;offset_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;slides_to_scroll_mobile&quot;:&quot;1&quot;,&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;1&quot;,&quot;offset_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:150,&quot;sizes&quot;:[]},&quot;offset_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;.elementor-loop-container&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-carousel.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"swiper elementor-loop-container elementor-grid\" role=\"list\" dir=\"ltr\">\n\t\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t<style id=\"loop-2991\">.elementor-2991 .elementor-element.elementor-element-b281e77{overflow:hidden;padding:20px 20px 20px 20px;}.elementor-2991 .elementor-element.elementor-element-b281e77, .elementor-2991 .elementor-element.elementor-element-b281e77 > .elementor-background-overlay{border-radius:7px 7px 7px 7px;}.elementor-bc-flex-widget .elementor-2991 .elementor-element.elementor-element-fd4c77d.elementor-column .elementor-widget-wrap{align-items:space-around;}.elementor-2991 .elementor-element.elementor-element-fd4c77d.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:space-around;align-items:space-around;}.elementor-2991 .elementor-element.elementor-element-fd4c77d.elementor-column > .elementor-widget-wrap{justify-content:space-around;}.elementor-2991 .elementor-element.elementor-element-fd4c77d > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-block-end:0px;}.elementor-2991 .elementor-element.elementor-element-fd4c77d > .elementor-element-populated, .elementor-2991 .elementor-element.elementor-element-fd4c77d > .elementor-element-populated > .elementor-background-overlay, .elementor-2991 .elementor-element.elementor-element-fd4c77d > .elementor-background-slideshow{border-radius:8px 8px 8px 8px;}.elementor-2991 .elementor-element.elementor-element-fd4c77d > .elementor-element-populated{box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.11);transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-2991 .elementor-element.elementor-element-fd4c77d > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );}.elementor-2991 .elementor-element.elementor-element-b41282f img{height:250px;object-fit:cover;object-position:center center;filter:brightness( 89% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-2991 .elementor-element.elementor-element-b41282f:hover img{filter:brightness( 93% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-2991 .elementor-element.elementor-element-3257c6b:not(.elementor-motion-effects-element-type-background), .elementor-2991 .elementor-element.elementor-element-3257c6b > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-2991 .elementor-element.elementor-element-3257c6b{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-2991 .elementor-element.elementor-element-3257c6b > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-widget-heading .elementor-heading-title{color:var( --e-global-color-primary );}.elementor-2991 .elementor-element.elementor-element-f97d73f .elementor-heading-title{font-size:18px;font-weight:500;line-height:25px;color:#192A61;}.elementor-2991 .elementor-element.elementor-element-f97d73f > .elementor-widget-container{padding:20px 0px 0px 15px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );}.elementor-2991 .elementor-element.elementor-element-3f86ebd .elementor-button{font-size:15px;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );background-color:#FFFFFF00;border-style:solid;border-width:1px 1px 1px 1px;border-color:#FFFFFF;padding:0px 0px 0px 0px;}.elementor-2991 .elementor-element.elementor-element-3f86ebd .elementor-button:hover, .elementor-2991 .elementor-element.elementor-element-3f86ebd .elementor-button:focus{color:var( --e-global-color-accent );}.elementor-2991 .elementor-element.elementor-element-3f86ebd .elementor-button:hover svg, .elementor-2991 .elementor-element.elementor-element-3f86ebd .elementor-button:focus svg{fill:var( --e-global-color-accent );}.elementor-2991 .elementor-element.elementor-element-3f86ebd > .elementor-widget-container{padding:0px 0px 0px 15px;}\/* Start custom CSS for image, class: .elementor-element-b41282f *\/.loop-images\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-24328 post-24328 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-fr category-europa-fr category-include-in-home-page-fr category-nieuws-fr\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/fr\/verification-du-beneficiaire-dans-lue-de-quoi-sagit-il-comment-cela-fonctionne-t-il-et-comment-vous-y-preparer\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example.jpg\" class=\"attachment-large size-large wp-image-19114\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example.jpg 1011w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example-300x233.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/12\/VOP-match-example-768x596.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u00e9rification du b\u00e9n\u00e9ficiaire dans l&rsquo;UE : de quoi s&rsquo;agit-il, comment cela fonctionne-t-il et comment vous y pr\u00e9parer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/fr\/verification-du-beneficiaire-dans-lue-de-quoi-sagit-il-comment-cela-fonctionne-t-il-et-comment-vous-y-preparer\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-24298 post-24298 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-fr category-europa-fr category-include-in-home-page-fr category-nieuws-fr\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/fr\/cest-quoi-surepay-et-comment-ca-marche\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-1024x794.jpg\" class=\"attachment-large size-large wp-image-20823\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-1024x794.jpg 1024w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-300x233.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-768x595.jpg 768w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay-1536x1190.jpg 1536w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2025\/04\/SurePay.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">C&rsquo;est quoi SurePay et comment \u00e7a marche ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/fr\/cest-quoi-surepay-et-comment-ca-marche\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2991\" class=\"elementor elementor-2991 swiper-slide e-loop-item e-loop-item-11221 post-11221 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs-fr category-europa-fr category-include-in-home-page-fr category-nieuws-fr category-non-classifiee\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b281e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b281e77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd4c77d HomePostGridCol\" data-id=\"fd4c77d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41282f loop-images elementor-widget elementor-widget-image\" data-id=\"b41282f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/fr\/les-banques-belges-choisissent-surepay-comme-fournisseur-privilegie-de-services-de-verification-du-beneficiaire-vop\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"620\" src=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/05\/Verification-of-Payee-Belgium-Febelfin-CEC-SurePay-2.jpg\" class=\"attachment-large size-large wp-image-11234\" alt=\"\" srcset=\"https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/05\/Verification-of-Payee-Belgium-Febelfin-CEC-SurePay-2.jpg 910w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/05\/Verification-of-Payee-Belgium-Febelfin-CEC-SurePay-2-300x232.jpg 300w, https:\/\/www.surepay.eu\/wp-content\/uploads\/2024\/05\/Verification-of-Payee-Belgium-Febelfin-CEC-SurePay-2-768x595.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3257c6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3257c6b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ab8098\" data-id=\"1ab8098\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f97d73f elementor-widget elementor-widget-heading\" data-id=\"f97d73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Les banques belges choisissent SurePay comme fournisseur privil\u00e9gi\u00e9 de services de v\u00e9rification du b\u00e9n\u00e9ficiaire (VOP)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f86ebd elementor-widget elementor-widget-button\" data-id=\"3f86ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.surepay.eu\/fr\/les-banques-belges-choisissent-surepay-comme-fournisseur-privilegie-de-services-de-verification-du-beneficiaire-vop\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Pr\u00e9c\u00e9dent\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Suivant\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f04fbb elementor-align-center elementor-widget elementor-widget-post-info\" data-id=\"8f04fbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-9f6311c elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.surepay.eu\/news-blogs\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tBack to overview\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>V\u00e9rification du b\u00e9n\u00e9ficiaire dans l&rsquo;UE : de quoi s&rsquo;agit-il, comment cela fonctionne-t-il et comment vous y pr\u00e9parer Alors que la date limite pour se conformer \u00e0 la r\u00e9glementation sur la v\u00e9rification du b\u00e9n\u00e9ficiaire (VoP) approche \u00e0 grands pas en 2025, les banques europ\u00e9ennes doivent agir d\u00e8s maintenant pour s&rsquo;assurer qu&rsquo;elles sont pr\u00eates \u00e0 faire face [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":19114,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[85,86,87,88],"tags":[],"class_list":["post-24328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs-fr","category-europa-fr","category-include-in-home-page-fr","category-nieuws-fr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>V\u00e9rification du B\u00e9n\u00e9ficiaire dans l\u2019UE \u2013 Guide SurePay<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez comment fonctionne la V\u00e9rification du 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