You’re in good company
You’re in good company
How it works
Before a payment is executed, the entered account details are checked against bank data:
Match
The name and account details match. The payment can proceed with confidence.
Close Match
A small difference (e.g. typo) is detected. A suggested name is provided to confirm the correct recipient.
No Match
The details do not match. This may indicate an error or potential fraud. Further verification is recommended.
Why Confirmation of Payee
Less fraud and errors
- Prevent fraud and misdirected payments
- Ensure payments reach the correct account
- Avoid investigations and recovery efforts
- Reduce failed or rejected payments
Better customer experience
- Provide clear account verification before payment
- Build trust with every transaction
- Strengthen your reputation
- Enable smooth and reliable payment journeys
Operational efficiency
- Reduce manual checks and administrative workload
- Lower operational costs
- Support high volumes across teams and channels
- Ensure consistent and compliant verification
Award-Winning Solution
Who is it for?
As the market leader, SurePay is experienced in providing you with a range of ‘Plug and Play’ solutions that remove the costs and implementation barriers. While ensuring that no matter what CoP solution you decide upon, it can be fully integrated, taking you a step closer to a frictionless payment journey.
Banks & PSPs
Embed CoP directly into payment flows to verify account details in real time and deliver a secure, seamless payment experience.
Building Societies & Credit Unions
Protect your members by ensuring payments are sent to the correct recipient. Reduce fraud and strengthen trust.
Corporates & Organisations
Verify customer and supplier account details during onboarding and payments. Improve data quality and reduce risk.
Independently Certified and Audited
GDPR Ready
ISO 27001:2022
Compliant
ISAE 3000
Audit Type II Report
Cyber Essentials
Certified
GDPR Ready
ISO 27001:2022 Compliant
SOC 2 Audit Type II Report
Cyber Essentials Certified
One solution, multiple use cases
Onboarding & KYC
Prevent errors and verify account data during onboarding.
Reduce drop-offs, speed up approvals, and ensure audit-ready data from day one.
Payments & payouts
Prevent supplier and payout fraud before money is sent.
Ensure payments reach the correct account and avoid costly recovery efforts.
Data validation
Keep account data accurate and up to date across systems.
Reduce failed payments, manual corrections, and operational cost.
Batch & real-time checks
Verify accounts instantly or in bulk at scale.
Support high-volume operations with consistent, reliable results.
Flexible implementation
API integration
Integrate Confirmation of Payee into your payment flows to prevent errors and fraud before payments are sent.
Real-time verification ensures payments reach the right account, reducing losses and effort.
Portal access
Verify account details instantly without integration.
Run single or bulk checks in seconds, reducing errors and manual work.
White-label the portal to offer secure verification within your own environment.
Scalable across organisations
Verify high volumes of payments across teams and use cases without performance trade-offs.
Proven at scale in the UK, supporting consistent and reliable verification.
Trusted by the best payment teams
We selected SurePay to support our delivery of CoP, because of their experience in the Dutch market and excellent understanding of complex name matching issues.
“SurePay is well established in the UK and Netherlands -– where we have our Group headquarters -– and has the most advanced offer, a strong Confirmation of Payee solution on the market and an incredibly devoted team. We are confident that this partnership will help us towards achieving our goals and further improve our resilience to fraud.”
“We are committed to protecting our customers from fraud and Confirmation of Payee is a valuable tool in achieving that. SurePay have extensive experience in providing Confirmation of Payee solutions, both in the UK and other countries, which is why we chose to work with them to implement this important protection for our customers.”
"With SurePay's Confirmation of Payee solution Coventry Building Society can help their members have safer and more seamless payment experiences."
Start today. Be sure who you pay.
Book a meeting to discuss how SurePay can support your organization.
Start today. Be sure who you pay.
Book a meeting to discuss how SurePay can support your organization.