Onboard with certainty. And catch fraud before it hurts.
Onboarding new suppliers and customers should be simple. But fraud makes it complicated. You have to know your customer. Intercept deepfakes and false emails. Prevent fraud payouts. The process creates friction at every critical point. But with our account verification tool you can catch red flags at the very start—before a single pence is paid.
2.1M+
99%
£61M
30s
verifications daily
of UK Faster Payments covered
fraud prevented in 2024
to verify any account
Trusted by 25k organizations
£500,000
is the average loss of Fraud for UK businesses, per fraud attack.
The blind spots
Due diligence doesn't cut it. You need certainty.
93% of UK businesses were targeted by payment fraud in 2024. The ones who lost big weren’t careless — they just didn’t have the right process or tools in place.
The problem
“The email looked real.”
You get an email from a legitimate address, with the CFO of your supplier signing off on new account details. You pay the “new” account, but the money goes to the wrong person. You have to call your boss — and the supplier — to explain where the payment went.
Our solution
Our account verification check happens at two critical points: when onboarding new suppliers, and any time account details change. This means you catch red flags and fake details before the money moves.
The problem
“The follow-up call sounded authentic.”
You think you’re verifying details with the right person, but you end up talking to a sophisticated fraudster who takes the money and runs. 70% of UK businesses still verify bank details by phone — yet deepfakes and voice cloning make this step unreliable.
Our solution
With SurePay plugged in, account details are verified at onboarding — eliminating the need for manual phone calls by adding a layer of certainty upfront.
The problem
“Our bank checks for us.”
You have a payroll file that needs to go out. You send it to the bank, and the bank finds one error — and rejects the entire batch. You spend hours investigating, re-filing, and hoping it doesn’t get rejected again. Countless hours wasted. Contractors left waiting.
Our solution
With batch checks as part of our core offering, the power of verification is in your hands. Run a report to find errors before the request is sent to your bank — saving valuable hours and ensuring payroll goes out on time.
The problem
“I did my due diligence, but I don’t have a paper trail.”
Auditors and insurers want to know you followed protocol. The proof exists — it’s just buried in emails and phone logs. You have to manually dig through files to uncover your steps, and that’s valuable time you could have spent elsewhere.
Our solution
Our automated process and instant reporting means you have a detailed trail of what you checked and when — at your fingertips, whenever you need it.
Account Verification Functionality
Choose the right solution for your business. No matter your size or scale.
Single or batch checks
Verify 1 to 10,000 records in real-time — a single supplier or your entire vendor database in one run.
Portal or API
Get instant access through our portal with no IT required, or fast API deployment for full system integration.
Manual or automated
Manually check individual records as needed, or run automated reports across your full payment workflow.
Cross-border checks
Diversify your reach through SWIFT Pre-Validation — account verification beyond UK borders.
How it works
Check accounts in seconds. Onboard in minutes. Keep business flowing.
We don’t just check a name. We provide certainty about who you’re doing business with, before you do any business.
Step 1 —
Enter the details
Enter the sort code, account number and name.
Step 2 —
We check live bank data
In seconds, we query real-time bank data across 99% of UK Faster Payment accounts.
Step 3 —
You get a clear result
Instantly see if the format of the account details are correct, if the name matches, if the account is active, and whether the holder is a person or business.
Step 4 —
The audit trail is saved
Every check is timestamped, named and exportable — your evidence of due diligence, automatically generated.
Use cases
Onboard and pay the right people, right from the start.
Get peace of mind from day one. Our account verification suite is tailored for UK businesses that onboard new customers and suppliers often, or have bulk payments that regularly go out.
Insurance
Verify claimants before the settlement runs
Before a claim payout is authorised, verify the account belongs to the person making the claim. Fraudulent accounts get caught before a pence moves, and legitimate claimants get a friction-less experience.
Energy & Utilities
Know your contractors and suppliers from day one
Instantly onboard B2C accounts with smart, anti-fraud protection and automatically verify account details before any payouts. In addition, you get to maintain clean, up-to-date account details for the lifecycle of your relationship.
Licensed Gaming
Confirm the withdrawal account belongs to the player
Instantly verify whether the player’s bank account is genuinely theirs—supporting your AML obligations and protecting your license.
Financial Services
Cover a wide range of business objectives
Get WWFT/AML compliance for loans and mortgages. Verify account ownership for lease agreements. Detect high-risk merchants during B2B onboarding. Verify counter-accounts instantly for savings and investment customers.
Telecoms
Get smart onboarding in seconds
Reduce subscription fraud with accurate B2C and B2B integration and get real-time name-matching technology during contract sign-ups. Also make sure you’ve got secure direct debit processes in place.
Government & Public Sector
Demonstrate due diligence on every supplier payment
Get a time-stamped, accurate answer to internal audit or compliance requests and make sure supplier onboarding is verified from the beginning.
Why SurePay
The layer of certainty your bank already relies on.
Your bank already trusts us
NatWest, MUFG, Virgin Money, Coutts and BNP Paribas UK all use SurePay as their CoP infrastructure. When you access SurePay through your bank, you’re using the same verification layer your bank relies on.
We’re Pay.UK approved
Our solution enables Payment Service Providers (PSPs) to connect to the Pay.UK Confirmation of Payee network that covers 99% of UK Faster Payments.
Easy, from integration to uptime
We offer enterprise-grade security with a proven uptime record and a quick-to-deploy integration process that gets you up and running in weeks.
UK today, EU tomorrow
As the company that built the Netherlands’ IBAN-Name Check and powers EU Verification of Payee, SurePay is the only provider that gives you a path from UK CoP to full EU coverage under a single network.
Onboard new accounts with certainty, before any money moves.
Let’s walk through how to transform your finance and procurement teams from sleepless nights to total peace of mind with Corporate Account Verification.
