Bulk Verification for VOP
Secure, scalable and smart batch processing
When it comes to Verification Of Payee (VOP), batch processing is often the most complex part of implementation. Bulk flows require not only technical scalability but also compliance, flexibility in file formats, and a user experience that meets the expectations of both PSPs and their corporate clients.
SurePay’s Bulk Verification solution is designed to meet these needs, both via a robust Bulk API and an intuitive White Label Portal for banks to offer directly to their clients.
Two flexible propositions:
Bulk API
Our API supports the secure submission of large payment files (up to 100,000 lines) in standardised formats like NDJSON, and PAIN.001. It integrates with your backend and routes requests as individual checks, supporting full VOP compliance.
White Label Portal
Ideal for banks that want to empower corporates without deep integration. This branded portal allows clients to upload batch files and run VOP checks independently, while the bank retains control and compliance. Supports multiple input formats, intuitive UX, and result files in readable outputs like CSV or Excel.
Key features
- Supports NDJSON, CSV, Excel and PAIN.001 input
- Handles 100K records per file
- Portal upload for manual or semi-automated usage by corporate clients
- Flexible output formats, including NDJSON, CSV/Excel, and PAIN.002 (future)
- 30-day result retention, 7-year audit trail
- Custom webhook support
- Supports EPC Directory routing, and optionally, Swift BAV
Designed with compliance and performance in mind
Our bulk processing engine was built around VOP requirements, data privacy (DPIA), and customer-specific use cases. It includes:
- Metadata for reconciliation (e.g. match rates per file)
- File-level audit logs and dashboards
- Load balancing and throttling
- Scalable solution, fast parallel processing for files with up to 100K records
Whether you’re running high-volume payment batches for payroll, vendors or intercompany settlements, SurePay makes it compliant, efficient, and scalable.
Common use cases
Corporate client checks pre-submission
Central payment processing for large groups (multi-country)
Regulatory VOP checks in embedded flows
Delegated portal use by business customers
Get started with Bulk Verification
Looking to embed VOP in your payment workflow, or offer it as a service to corporate clients? Whether you want direct integration or a complete portal, we’re ready to help.
