Select your current situation
Use case 1: Self-build implementations
Building your own VOP solution? SurePay helps reduce complexity and risk.
Opportunities:
- Full architectural control
- No external licensing
- Potential to offer VOP as a corporate service
Challenges:
- High IT workload for a mandatory, non-revenue project
- Ongoing maintenance for regulatory for regulatory alignment
- Greater internal exposure to compliance risks
For these reasons, fallback scenarios are increasingly considered a strategic addition, providing continuity and assurance if timeless shift or scope evolves.
Some banks and PSPs choose to develop their own VOP capability, often to retain architectural control or reduce vendor dependency. But the path to compliance is rarely straightforward. We’ve seen this firsthand: tight deadlines, limited internal resources, and the need to meet EPC requirements across different domains.
SurePay supports self-build projects in three distinct ways:
- Component delivery – Add a high-performing Single Check, Batch Verification, or Routing engine to your in-house platform.
- Co-creation support – Collaborate directly with your engineering team to accelerate compliance and reduce risk.
- Temporary fallback – Activate SurePay components only when needed, e.g. if your internal solution is delayed.
We also provide guidance on integration with the EPC VOP Directory, endpoint registration (priority 2), and legal/operational setup for fallback scenarios.
Note: no realtime updates in the EPC are possible so there is a dependency on the requester to request the priority 2 endpoint.
You keep control. We help you stay compliant, on time.
Use case 2: Vendors & Partners
Already working with a provider but unsure they’ll deliver? SurePay is your reliable fallback.
We know that many financial institutions have already selected their VOP vendor. But when delays, capacity constraints or compliance concerns arise, fallback becomes more than a backup, it’s a necessity.
- Fast onboarding and interoperability – Our platform can co-exist with your primary solution without friction.
- Focussed solutions– From Single Check APIs to full Batch Verification, only add what’s missing.
- Load balancing & routing flexibility – Use SurePay selectively during peak volumes or SLA violations.
Fallback isn’t failure, it’s smart continuity planning.
Use case 3: Domestic Schemes
National VOP schemes face tight timelines. SurePay helps you deliver.
As a scheme coordinator or lead bank, you need a solution that works for all participants, technically, operationally, and regulatorily. SurePay has supported domestic rollouts in The Netherlands, Belgium and Denmark, offering a stable platform for both centralised and decentralised models.
- Act as central provider – A single, compliant service for all scheme members.
- Act as fallback – Ready-to-use infrastructure in case your main provider is delayed.
- Support EPC-aligned connectivity – Including priority 2 endpoint setup for resilience.
SurePay understands how to operate within local ecosystems, liaise with regulators, and deliver fast onboarding. Whether you’re running a scheme or facilitating one, we help you ensure coverage, compliance and continuity.
