SurePay PayID

With SurePay PayID customers can now easily and securely pay in your Banking App to friends and acquaintances on their contact list. More identification options, like licence plate, can be added to this service. SurePay PayID uses the smart Verification of Payee algorithm for this.

Pay from the banking app to contacts from your phone
Customer no longer needs to enter IBAN number
Safe and reliable
Extra service for your customer

Pay to contacts in your own online banking environment

In many countries it is common to pay directly to the contacts in your phone. Pay to Mobile is the first functionality available to banks for implementation in online and mobile banking apps. Pay to Mobile can be integrated in the EU Verification of Payee (VoP) API. This allows every bank in its own environment to offer safe and reliable payments to contacts mobile numbers.


Select contact

SurePay PayID is integrated in Verification of Payee API

Safe and secure

The mobile number is only translated into an IBAN if the payer has entered the correct name of the recipient (“Match” or “Close Match” check result). This prevents phishing to IBANs and protects the privacy of your customers.

Prevents fraud and errors

The payer is protected by the Verification of Payee Solution. This will help prevent errors and fraud such as WhatsApp fraud. 

Easy to integrate

A bank uses the same API for both our PayID and Verification of Payee Solution. This immediately provides the bank with an easy P2P payment method for all customers.

Other add-on features

for Banks & PSPs

SWIFT Beneficiary Account Verification

Expand your reach on a global scale by leveraging the pre-validation service offered by Swift. SurePay is an official Enabler partner of Swift and can take banks from local Confirmation of Payee to to EU and beyond to Global.
Trust in a secure and accredited platform for a frictionless and fraud-resistant financial experience.

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European Batch Check
Are you ready to meet the requirements of the Instant Payments regulation? Checking payment orders delivered as a package is one of the new key requirements of the regulation. SurePay has multiple solutions available to suit your needs and meet the requirements to comply with the regulation.

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Fraud Risk Indicator
The Fraud Risk Indicator provides additional data points; risk indicators that will help the bank to determine whether there’s an increased risk or a decreased risk of fraud.

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Switch Check
If a bank uses the SurePay Switch Check, the payer will be notified when the payee has switched to another bank. This way he can immediately pay to the new IBAN and update his address book. This speeds up the adoption of new account numbers.

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Want to add PayID to your online banking environment?

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